Financial Services
Horace Mann Educators Corporation(HMN)
Live Price
Offline$48.68
+0.12% today
1Y Change
+19.81%
Window
Jun 25, 2025 โ Jun 24, 2026
- Market Cap
- $1.83B
- Revenue Growth
- +9.7%
- EPS Growth
- +57.8%
- Dividend Yield
- 3.1%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Horace Mann Educators Corporation (HMN) is a Financial Services stock with a market cap of $1.83B and listed on NYSE. The stock last traded around $48.68 and up 19.8% across the available one-year price window (Jun 25, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of +9.7%, EPS growth of +57.8%, a dividend yield of 3.1%. What stands out right now is revenue +9.7%, EPS +57.8%, free cash flow -78.3% with operating margin 29.5% and ROIC 2.6%. The dividend matters to the case here, with a current yield around 3.1%. Valuation is more restrained than many high-expectation growth names at P/E 11.7 and price/sales 1.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines HMN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+9.7% vs +3.4% peer median
Operating Margin
Above sector median
+29.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 5, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +9.7% and EPS at +57.8%, with operating margin around 29.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.3% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 5, 2026 | โ | -0.7% | -3.4% | -1.5% |
2026 Feb 3, 2026 | +2.5% | -3.8% | -4.4% | -3.0% |
2025 Nov 4, 2025 | +30.8% | +3.3% | +0.8% | -1.3% |
Benchmark Edge
HMN vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
HMN
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
HMN Max Drawdown
-12.82%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for HMN and SPY.
Company Overview
Horace Mann Educators Corporation
New York Stock Exchange
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.
- Leadership
- Marita Zuraitis
- IPO Date
- Nov 15, 1991
- Employees
- 1.8k
- Street Address
- 1 Horace Mann Plaza
- Mailing
- Springfield, IL, 62715-0001
- Region
- Springfield, IL, US
- Reporting Currency
- USD
- Investor Line
- 217 789 2500
- Last Updated
- Apr 30, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.7
- EV/EBITDA
- 11.9
- Price/Sales
- 1.1
- Price/Book
- 1.3
Growth
- Revenue
- +9.7%
- EPS
- +57.8%
- Free Cash Flow
- -78.3%
Profitability
- Gross Margin
- 51.9%
- Operating Margin
- 29.5%
- Net Margin
- 9.9%
- ROE
- 11.5%
- ROIC
- 2.6%
Balance Sheet
- Debt/Equity
- 0.40
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.