Financial Services
Hamlin Bank and Trust Company(HMLN)
Live Price
Offline$240.00
-2.04% today
1Y Change
+30.66%
Window
Jun 25, 2025 → Jun 22, 2026
- Market Cap
- $80.00M
- Revenue Growth
- +12.3%
- EPS Growth
- +23.7%
- Dividend Yield
- 5.4%
Coverage: 248 bars · Jun 25, 2025 → Jun 22, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Hamlin Bank and Trust Company (HMLN) is a Financial Services stock with a market cap of $80.00M and listed on OTC. The stock last traded around $240.00 and up 30.7% across the available one-year price window (Jun 25, 2025 → Jun 22, 2026). Baseline metrics include revenue growth of +12.3%, EPS growth of +23.7%, a dividend yield of 5.4%. What stands out right now is revenue +12.3%, EPS +23.7%, free cash flow +36.6% with operating margin 31.2% and ROIC 1.4%. The dividend matters to the case here, with a current yield around 5.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.6 and price/sales 2.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines HMLN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+12.3% vs +3.4% peer median
Operating Margin
Above sector median
+31.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating story is still moving forward
Revenue is running at +12.3% and EPS at +23.7%, with operating margin around 31.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 5.4%, which matters if the thesis depends on income as much as growth.
Benchmark Edge
HMLN vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
HMLN
—
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
HMLN Max Drawdown
-19.22%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for HMLN and SPY.
Company Overview
Hamlin Bank and Trust Company
Other OTC
Hamlin Bank and Trust Company provides various financial and trust services in Northwestern Pennsylvania. The company accepts checking, savings, individual retirement accounts, and certificates of deposit. Its loan products include mortgage loans; consumer loans, including personal, auto, home equity, boat, camper, and recreational vehicle loans; and commercial lines of credit, property and equipment loans, land development and acquisition loans, construction loans, and commercial mortgages. The company also offers debit cards; estate settlement, as well as personal trusts, investment management, and custodial services; and safe deposit boxes, night depository, cashier's checks, travelers checks, and telephone banking services. Hamlin Bank and Trust Company was founded in 1863 and is based in Smethport, Pennsylvania.
- Leadership
- Martin J. Digel
- IPO Date
- Jul 22, 1997
- Employees
- 82
- Street Address
- 333 West Main Street
- Mailing
- Smethport, PA, 16749
- Region
- Smethport, PA, US
- Reporting Currency
- USD
- Investor Line
- 814 887 5555
- Last Updated
- Apr 30, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.6
- EV/EBITDA
- 6.4
- Price/Sales
- 2.9
- Price/Book
- 0.8
Growth
- Revenue
- +12.3%
- EPS
- +23.7%
- Free Cash Flow
- +36.6%
Profitability
- Gross Margin
- 75.0%
- Operating Margin
- 31.2%
- Net Margin
- 25.4%
- ROE
- 7.4%
- ROIC
- 1.4%
Balance Sheet
- Debt/Equity
- —
- Current Ratio
- —
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.