Financial Services
Home Loan Financial Corporation(HLFN)
Live Price
Offline$45.00
+0.00% today
1Y Change
+32.37%
Window
Jun 27, 2025 โ Jun 23, 2026
- Market Cap
- $60.00M
- Revenue Growth
- +21.2%
- EPS Growth
- +31.8%
- Dividend Yield
- 4.6%
Coverage: 247 bars ยท Jun 27, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Home Loan Financial Corporation (HLFN) is a Financial Services stock with a market cap of $60.00M and listed on OTC. The stock last traded around $45.00 and up 32.4% across the available one-year price window (Jun 27, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +21.2%, EPS growth of +31.8%, a dividend yield of 4.6%. What stands out right now is revenue +21.2%, EPS +31.8%, free cash flow +34.3% with operating margin 37.5% and ROIC 2.2%. The dividend matters to the case here, with a current yield around 4.6%. Valuation is more restrained than many high-expectation growth names at P/E 7.8 and price/sales 2.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines HLFN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+21.2% vs +3.4% peer median
Operating Margin
Above sector median
+37.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2025 was reported on Dec 31, 2025, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +21.2% and EPS at +31.8%, with operating margin around 37.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.6%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.0% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2025 Dec 31, 2025 | โ | +0.0% | +1.1% | +14.7% |
2025 Sep 30, 2025 | โ | +0.0% | +0.0% | +0.4% |
2025 Jun 30, 2025 | โ | +0.6% | +1.9% | +3.5% |
Benchmark Edge
HLFN vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
HLFN
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
HLFN Max Drawdown
-5.81%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for HLFN and SPY.
Company Overview
Home Loan Financial Corporation
Other OTC
Home Loan Financial Corporation, a unitary thrift holding company, provides various banking products and services in the United States. The company's primary deposit products include checking, savings, and term certificate accounts; and lending products comprise residential mortgage, nonresidential mortgage, residential construction and land, commercial, and consumer loans. It also provides consumer credits, such as home improvement loans, education loans, loans secured by savings accounts, motor vehicle loans, unsecured loans, and credit cards. In addition, the company sells life insurance, annuity, long-term care insurance, and investment products. It provides financial services through its main office in Coshocton, Ohio; and branch offices in Coshocton, Mount Vernon, and West Lafayette, Ohio. The company was incorporated in 1997 and is based in Coshocton, Ohio.
- Leadership
- Robert C. Hamilton
- IPO Date
- Mar 26, 1998
- Employees
- 45
- Street Address
- 413 Main Street
- Mailing
- Coshocton, OH, 43812-1547
- Region
- Coshocton, OH, US
- Reporting Currency
- USD
- Investor Line
- 740 622 0444
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 7.8
- EV/EBITDA
- 7.8
- Price/Sales
- 2.3
- Price/Book
- 1.4
Growth
- Revenue
- +21.2%
- EPS
- +31.8%
- Free Cash Flow
- +34.3%
Profitability
- Gross Margin
- 72.1%
- Operating Margin
- 37.5%
- Net Margin
- 30.1%
- ROE
- 18.2%
- ROIC
- 2.2%
Balance Sheet
- Debt/Equity
- 0.42
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.