Financial Services
HDFC Bank Limited(HDB)
Live Price
Offline$25.06
+1.21% today
1Y Change
-32.60%
Window
Jun 23, 2025 โ Jun 16, 2026
- Market Cap
- $11.93T
- Revenue Growth
- +24.3%
- EPS Growth
- +236.6%
- Dividend Yield
- 1.7%
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
HDFC Bank Limited (HDB) is a Financial Services stock with a market cap of $11.93T and listed on NYSE. The stock last traded around $25.06 and down 32.6% across the available one-year price window (Jun 23, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +24.3%, EPS growth of +236.6%, a dividend yield of 1.7%. What stands out right now is revenue +24.3%, EPS +236.6%, free cash flow +52.6% with operating margin 21.5% and ROIC 1.7%. The dividend is present but secondary, with a yield around 1.7%. Valuation is more restrained than many high-expectation growth names at P/E 15.7 and price/sales 2.4. Stock Foundry combines HDB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+24.3% vs +3.4% peer median
Operating Margin
Above sector median
+21.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report landed above expectations
2026 was reported on Apr 18, 2026 with an EPS surprise of +10.3% and a revenue surprise of -2.5%.
The operating story is still moving forward
Revenue is running at +24.3% and EPS at +236.6%, with operating margin around 21.5%.
The next real check-in already has a date
The next earnings event is scheduled for Jul 17, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.0% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 18, 2026 | +10.3% | -0.5% | -3.3% | -7.3% |
2026 Jan 17, 2026 | +10.3% | -0.6% | +0.3% | +3.1% |
2025 Oct 18, 2025 | +22.2% | +0.2% | +0.0% | +0.6% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
HDB
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
HDB Max Drawdown
-41.70%
Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for HDB and SPY.
Company Overview
HDFC Bank Limited
New York Stock Exchange
HDFC Bank Limited provides various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. It operates in Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated segments. The company accepts savings, salary, current, rural, public provident fund, pension, and Demat accounts; fixed and recurring deposits; and safe deposit lockers; as well as offshore accounts and deposits, overdrafts against fixed deposits, and sweep-in facilities. It also provides personal, home, car, two wheeler, business, educational, gold, consumer, and rural loans; loans against properties, securities, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term and professional loans. The company offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. It provides short term finance, bill discounting, structured finance, export credit, loan syndication, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. As of March 31, 2022, the company had 21,683 banking outlets; 6,342 branches; and 18,130 automated teller machines in 3,188 cities/towns. HDFC Bank Limited was incorporated in 1994 and is based in Mumbai, India.
- Leadership
- Sashidhar Jagdishan
- IPO Date
- Jul 20, 2001
- Employees
- 214.5k
- Street Address
- HDFC Bank House
- Mailing
- Mumbai, 400013
- Region
- Mumbai, IN
- Reporting Currency
- USD
- Investor Line
- 91 22 6652 1000
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 15.7
- EV/EBITDA
- 13.8
- Price/Sales
- 2.4
- Price/Book
- 2.0
Growth
- Revenue
- +24.3%
- EPS
- +236.6%
- Free Cash Flow
- +52.6%
Profitability
- Gross Margin
- 59.9%
- Operating Margin
- 21.5%
- Net Margin
- 15.3%
- ROE
- 13.6%
- ROIC
- 1.7%
Balance Sheet
- Debt/Equity
- 1.00
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.