Financial Services
Hiscox Ltd(HCXLF)
Live Price
Offline$24.55
+0.00% today
1Y Change
+33.44%
Window
Jun 30, 2025 โ Jun 24, 2026
- Market Cap
- $6.78B
- Revenue Growth
- +49.4%
- EPS Growth
- +28.5%
- Dividend Yield
- 2.4%
Coverage: 247 bars ยท Jun 30, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Hiscox Ltd (HCXLF) is a Financial Services stock with a market cap of $6.78B and listed on OTC. The stock last traded around $24.55 and up 33.4% across the available one-year price window (Jun 30, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of +49.4%, EPS growth of +28.5%, a dividend yield of 2.4%. What stands out right now is revenue +49.4%, EPS +28.5%, free cash flow -2.9% with operating margin 45.8% and ROIC 15.2%. The dividend is present but secondary, with a yield around 2.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.5 and price/sales 1.4. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines HCXLF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+49.4% vs +3.4% peer median
Operating Margin
Above sector median
+45.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report landed above expectations
2026 was reported on Feb 25, 2026 with an EPS surprise of +21.1% and a revenue surprise of +16.5%.
The operating story is still moving forward
Revenue is running at +49.4% and EPS at +28.5%, with operating margin around 45.8%.
The next real check-in already has a date
The next earnings event is scheduled for Aug 5, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.9% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Feb 25, 2026 | +21.1% | +0.0% | +0.0% | -5.8% |
2025 Aug 6, 2025 | +2.5% | +0.0% | +0.0% | +0.0% |
2025 May 9, 2025 | โ | +0.0% | -5.6% | -5.6% |
Benchmark Edge
HCXLF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
Relative Read
HCXLF leads SPY
HCXLF is 14.77 pts ahead over the shared 1Y window.
HCXLF had 1.56 pts shallower max drawdown than SPY.
HCXLF beat SPY in 1 of 2 calendar years shown and trailed in 1.
HCXLF
+33.44%
Normalized return
SPY
+18.68%
S&P 500
Excess Return
+14.77 pts
Relative to SPY
HCXLF Max Drawdown
-7.57%
Trailing 1Y
SPY Max Drawdown
-9.13%
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for HCXLF and SPY.
| Year | HCXLF | SPY | Excess | Leader |
|---|---|---|---|---|
| 2026 | +36.55% | +6.71% | +29.85 pts | HCXLF |
| 2025 | -2.28% | +11.19% | -13.47 pts | SPY |
Company Overview
Hiscox Ltd
Other OTC
Hiscox Ltd, through its subsidiaries, provides insurance and reinsurance services in the United Kingdom, Europe, the United States, and internationally. The company operates through four segments: Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Corporate Centre. It provides commercial insurance for small-and medium-sized businesses, personal lines cover, including high-value household, fine art, luxury motor, and classic car through brokers, partners and direct-to-consumer using both traditional and digital trading models. The company also offers property insurance; marine and energy insurance; aviation insurance; casualty insurance; specialty insurance; kidnap and ransom insurance; and other specialty insurance, such as contingency, terrorism, personal accident, and product recall. In addition, it provides healthcare and casualty reinsurance services, as well as investment services. Hiscox Ltd was founded in 1901 and is based in Pembroke, Bermuda.
- Leadership
- Hamayou Akbar Hussain
- IPO Date
- Feb 22, 2010
- Employees
- 3.0k
- Street Address
- Chesney House
- Mailing
- Pembroke, HM 08
- Region
- Pembroke, BM
- Reporting Currency
- USD
- Investor Line
- +1 441 278 8300
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.5
- EV/EBITDA
- 12.7
- Price/Sales
- 1.4
- Price/Book
- 1.8
Growth
- Revenue
- +49.4%
- EPS
- +28.5%
- Free Cash Flow
- -2.9%
Profitability
- Gross Margin
- 100.0%
- Operating Margin
- 45.8%
- Net Margin
- 12.4%
- ROE
- 15.6%
- ROIC
- 15.2%
Balance Sheet
- Debt/Equity
- 0.21
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.