Financial Services
HCI Group, Inc.(HCI)
Live Price
Offline$160.45
-1.03% today
1Y Change
+16.23%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $2.00B
- Revenue Growth
- +20.2%
- EPS Growth
- +165.3%
- Dividend Yield
- 1.0%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
HCI Group, Inc. (HCI) is a Financial Services stock with a market cap of $2.00B and listed on NYSE. The stock last traded around $160.45 and up 16.2% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +20.2%, EPS growth of +165.3%, a dividend yield of 1.0%. What stands out right now is revenue +20.2%, EPS +165.3%, free cash flow +35.6% with operating margin 47.6% and ROIC 17.0%. The dividend is present but secondary, with a yield around 1.0%. Valuation is more restrained than many high-expectation growth names at P/E 5.9 and price/sales 2.2. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines HCI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+20.2% vs +3.4% peer median
Operating Margin
Above sector median
+47.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 14, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +20.2% and EPS at +165.3%, with operating margin around 47.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.7% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 14, 2026 | โ | -0.0% | +1.3% | +2.6% |
2026 Feb 25, 2026 | +48.9% | +4.1% | +6.6% | -5.9% |
2025 Nov 6, 2025 | +100.8% | -7.0% | -5.8% | -12.7% |
Benchmark Edge
HCI vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
HCI
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
HCI Max Drawdown
-27.82%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for HCI and SPY.
Company Overview
HCI Group, Inc.
New York Stock Exchange
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
- Leadership
- Pareshbhai Suryakant Patel
- IPO Date
- Sep 15, 2008
- Employees
- 552
- Street Address
- 3802 Coconut Palm Drive
- Mailing
- Tampa, FL, 33619
- Region
- Tampa, FL, US
- Reporting Currency
- USD
- Investor Line
- 813 849 9500
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 5.9
- EV/EBITDA
- 1.9
- Price/Sales
- 2.2
- Price/Book
- 1.7
Growth
- Revenue
- +20.2%
- EPS
- +165.3%
- Free Cash Flow
- +35.6%
Profitability
- Gross Margin
- 63.3%
- Operating Margin
- 47.6%
- Net Margin
- 33.2%
- ROE
- 38.0%
- ROIC
- 17.0%
Balance Sheet
- Debt/Equity
- 0.06
- Current Ratio
- 145.90
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.