Financial Services
Harleysville Financial Corporation(HARL)
Live Price
Offline$28.70
+0.00% today
1Y Change
+30.47%
Window
Jun 27, 2025 โ Jun 23, 2026
- Market Cap
- $100.00M
- Revenue Growth
- +8.0%
- EPS Growth
- +8.6%
- Dividend Yield
- 4.9%
Coverage: 247 bars ยท Jun 27, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Harleysville Financial Corporation (HARL) is a Financial Services stock with a market cap of $100.00M and listed on OTC. The stock last traded around $28.70 and up 30.5% across the available one-year price window (Jun 27, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +8.0%, EPS growth of +8.6%, a dividend yield of 4.9%. What stands out right now is revenue +8.0%, EPS +8.6%, free cash flow +23.7% with operating margin 32.2% and ROIC 1.2%. The dividend matters to the case here, with a current yield around 4.9%. Valuation is more restrained than many high-expectation growth names at P/E 8.3 and price/sales 2.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines HARL price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+8.0% vs +3.4% peer median
Operating Margin
Above sector median
+32.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +8.0% and EPS at +8.6%, with operating margin around 32.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.9% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | โ | -0.9% | -0.9% | +1.8% |
2026 Apr 15, 2026 | โ | +1.1% | +0.9% | +0.9% |
2026 Jan 28, 2026 | โ | +0.7% | +2.7% | +6.4% |
Benchmark Edge
HARL vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
HARL
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
HARL Max Drawdown
-2.88%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for HARL and SPY.
Company Overview
Harleysville Financial Corporation
Other OTC
Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank that provides various banking products and services primarily in southeastern Pennsylvania. The company offers various deposit products, including savings, money market, and checking accounts; and certificates of deposit. It also provides auto, mortgage, home equity, savings account, business term, and commercial real estate loans, as well as line of credit. In addition, the company offers online banking and bill payment, mobile banking, debit card, telephone banking, remote deposit, automated clearing house processing, sweep account, zero balance account, employee, and other cash management services. Further, it provides investment services, such as financial consultation, cash and wealth management, education planning, investment strategy, insurance, retirement and estate planning, financial and goal planning, and asset allocation services, as well as offers investment products, such as fixed and variable annuities, mutual funds, life insurances, stocks and bonds, tax-advantaged investments, long-term care insurances, disability insurances, retirement plans/individual retirement accounts, wrap accounts, and unit investment trusts. Additionally, the company offers consumer loans, including residential mortgage, construction, and non-real estate consumer loans; and commercial loans, such as commercial mortgages and commercial business loans. It operates six full-service offices located in Montgomery County; and one office situated in Bucks County, Pennsylvania. The company was formerly known as Harleysville Savings Financial Corporation and changed its name to Harleysville Financial Corporation in May 2017. The company was incorporated in 1915 and is headquartered in Harleysville, Pennsylvania.
- Leadership
- Brendan J. McGill
- IPO Date
- Sep 3, 1987
- Employees
- 128
- Street Address
- 271 Main Street
- Mailing
- Harleysville, PA, 19438
- Region
- Harleysville, PA, US
- Reporting Currency
- USD
- Investor Line
- 215 256 8828
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.3
- EV/EBITDA
- 15.4
- Price/Sales
- 2.1
- Price/Book
- 1.0
Growth
- Revenue
- +8.0%
- EPS
- +8.6%
- Free Cash Flow
- +23.7%
Profitability
- Gross Margin
- 69.3%
- Operating Margin
- 32.2%
- Net Margin
- 24.7%
- ROE
- 13.0%
- ROIC
- 1.2%
Balance Sheet
- Debt/Equity
- 1.59
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.