Financial Services
Live Price
Offline$25.05
-6.44% today
1Y Change
-1.07%
Window
Jun 30, 2025 → Jun 26, 2026
Coverage: 249 bars · Jun 30, 2025 → Jun 26, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Gjensidige Forsikring ASA - Unsp ADR (GJNSY) is a Financial Services stock with a market cap of $129.79B and listed on OTC. The stock last traded around $25.05 and down 1.1% across the available one-year price window (Jun 30, 2025 → Jun 26, 2026). Baseline metrics include revenue growth of +10.7%, EPS growth of +28.2%, a dividend yield of 5.6%. What stands out right now is revenue +10.7%, EPS +28.2%, free cash flow +64.3% with operating margin 20.8% and ROIC 60.7%. The dividend matters to the case here, with a current yield around 5.6%. Valuation is more restrained than many high-expectation growth names at P/E 20.2 and price/sales 2.8. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines GJNSY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
Relative Read
GJNSY is 19.05 pts behind over the shared 1Y window.
GJNSY had 10.42 pts deeper max drawdown than SPY.
GJNSY beat SPY in 1 of 2 calendar years shown and trailed in 1.
GJNSY
-1.07%
Normalized return
SPY
+17.99%
S&P 500
Excess Return
-19.05 pts
Relative to SPY
GJNSY Max Drawdown
-19.55%
Trailing 1Y
SPY Max Drawdown
-9.13%
Trailing 1Y
Uses the longest available daily history for GJNSY and SPY.
| Year | GJNSY | SPY | Excess | Leader |
|---|---|---|---|---|
| 2026 | -17.99% | +6.71% | -24.70 pts | SPY |
| 2025 | +19.08% | +11.19% | +7.88 pts | GJNSY |
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$31.7B
+6.7% YoY
FY Net Income
$7.1B
+107.7% YoY
Free Cash Flow
$6.5B
+56.7% YoY
Revenue Growth
+10.7%
EPS Growth
+28.2%
Gross Margin
100.0%
Net Margin
14.6%
Income statement
NOK
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 44.7B | 40.4B | 37.0B | 29.7B | 31.7B |
| Gross Profit | 44.7B | 40.4B | 37.0B | 29.7B | 31.7B |
| Operating Income | 8.5B | 6.8B | 5.5B | 4.3B | 8.8B |
| EBITDA | 8.5B | 6.8B | 5.5B | 4.5B | 9.2B |
| Net Income | 6.6B | 5.1B | 4.1B | 3.4B | 7.1B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
NOK
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 4.4B | 3.7B | 3.0B | 3.2B | 2.3B |
| Total Assets | 191.9B | 171.5B | 148.3B | 135.2B | 129.8B |
| Total Liabilities | 163.6B | 145.5B | 124.0B | 109.3B | 104.6B |
| Shareholder Equity | 28.3B | 26.0B | 24.2B | 25.9B | 25.2B |
| Total Debt | 5.3B | 5.4B | 4.4B | 3.8B | 3.7B |
| Net Debt | 855M | 1.7B | 1.4B | 589M | 1.3B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
7.0B
+49.2% YoY
Capital Expenditures
533M
+5.8% YoY
Free Cash Flow
6.5B
+56.7% YoY
Key ratios
Gross Margin
100.0%
Operating Margin
20.8%
Net Margin
14.6%
ROE
27.1%
Debt / Equity
0.21x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.