Financial Services
German American Bancorp, Inc.(GABC)
Live Price
Offline$45.91
+1.37% today
1Y Change
+17.31%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $1.64B
- Revenue Growth
- +54.5%
- EPS Growth
- +8.1%
- Dividend Yield
- 2.7%
Coverage: 248 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
German American Bancorp, Inc. (GABC) is a Financial Services stock with a market cap of $1.64B and listed on NASDAQ. The stock last traded around $45.91 and up 17.3% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +54.5%, EPS growth of +8.1%, a dividend yield of 2.7%. What stands out right now is revenue +54.5%, EPS +8.1%, free cash flow +69.8% with operating margin 33.7% and ROIC 1.6%. The dividend matters to the case here, with a current yield around 2.7%. Valuation is more restrained than many high-expectation growth names at P/E 12.1 and price/sales 3.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines GABC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+54.5% vs +3.4% peer median
Operating Margin
Above sector median
+33.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 27, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +54.5% and EPS at +8.1%, with operating margin around 33.7%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.7%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.0% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 27, 2026 | โ | -1.6% | -2.8% | -0.2% |
2026 Jan 26, 2026 | +6.7% | +3.6% | +6.5% | +3.8% |
2025 Oct 27, 2025 | +7.0% | +2.7% | -0.5% | -0.3% |
Benchmark Edge
GABC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
GABC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
GABC Max Drawdown
-11.92%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for GABC and SPY.
Company Overview
German American Bancorp, Inc.
NASDAQ Global Select
German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
- Leadership
- D. Neil Dauby
- IPO Date
- May 21, 1993
- Employees
- 1.0k
- Street Address
- 711 Main Street
- Mailing
- Jasper, IN, 47546
- Region
- Jasper, IN, US
- Reporting Currency
- USD
- Investor Line
- 812 482 1314
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.1
- EV/EBITDA
- 9.1
- Price/Sales
- 3.3
- Price/Book
- 1.4
Growth
- Revenue
- +54.5%
- EPS
- +8.1%
- Free Cash Flow
- +69.8%
Profitability
- Gross Margin
- 74.1%
- Operating Margin
- 33.7%
- Net Margin
- 27.1%
- ROE
- 12.0%
- ROIC
- 1.6%
Balance Sheet
- Debt/Equity
- 0.14
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.