Financial Services
First National Corporation(FXNC)
Live Price
Offline$29.35
-0.03% today
1Y Change
+53.41%
Window
Jun 26, 2025 โ Jun 17, 2026
- Market Cap
- $250.00M
- Revenue Growth
- +27.1%
- EPS Growth
- +97.0%
- Dividend Yield
- 2.4%
Coverage: 245 bars ยท Jun 26, 2025 โ Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First National Corporation (FXNC) is a Financial Services stock with a market cap of $250.00M and listed on NASDAQ. The stock last traded around $29.35 and up 53.4% across the available one-year price window (Jun 26, 2025 โ Jun 17, 2026). Baseline metrics include revenue growth of +27.1%, EPS growth of +97.0%, a dividend yield of 2.4%. What stands out right now is revenue +27.1%, EPS +97.0%, free cash flow +182.4% with operating margin 22.5% and ROIC 1.0%. The dividend is present but secondary, with a yield around 2.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.8 and price/sales 2.1. Stock Foundry combines FXNC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+27.1% vs +3.4% peer median
Operating Margin
Above sector median
+22.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 29, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +27.1% and EPS at +97.0%, with operating margin around 22.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.4%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +3.6% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 29, 2026 | โ | -4.4% | -1.6% | +0.3% |
2026 Jan 29, 2026 | +3.3% | +2.3% | +9.5% | +3.1% |
2025 Oct 30, 2025 | +0.0% | +1.0% | +2.9% | +9.9% |
Benchmark Edge
FXNC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FXNC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FXNC Max Drawdown
-10.98%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FXNC and SPY.
Company Overview
First National Corporation
NASDAQ Capital Market
First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions. Its loan products comprise construction loans, including residential, land acquisition, and development loans; 1-4 family residential real estate loans; and commercial real estate loans that are secured by commercial real estate, including multi-family residential buildings, office and retail buildings, hotels, industrial buildings, and religious facilities. The company's loan products also include commercial and industrial loans that are secured by business assets, such as accounts receivable, equipment, and inventory; home equity loans; and secured and unsecured consumer loans, such as lines of credit, automobile loans, deposit account loans, and installment and demand loans. In addition, it provides wealth management services, including estate planning, investment management of assets, trustee under an agreement, trustee under a will, and estate settlement. Further, the company offers title insurance and investment services; and holds other real estate owned and office sites, as well as provides internet and mobile banking, remote deposit capture, and other traditional banking services. It serves customers through 20 bank branch offices, a loan production office, and a customer service center, as well as through a network of ATMs. The company was founded in 1907 and is headquartered in Strasburg, Virginia.
- Leadership
- Scott C. Harvard
- IPO Date
- Jan 14, 1999
- Employees
- 303
- Street Address
- 112 West King Street
- Mailing
- Strasburg, VA, 22657
- Region
- Strasburg, VA, US
- Reporting Currency
- USD
- Investor Line
- 540 465 9121
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.8
- EV/EBITDA
- 9.5
- Price/Sales
- 2.1
- Price/Book
- 1.3
Growth
- Revenue
- +27.1%
- EPS
- +97.0%
- Free Cash Flow
- +182.4%
Profitability
- Gross Margin
- 76.1%
- Operating Margin
- 22.5%
- Net Margin
- 18.1%
- ROE
- 11.5%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- 0.23
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.