Financial Services
First US Bancshares, Inc.(FUSB)
Live Price
Offline$16.50
+0.43% today
1Y Change
+30.67%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $90.00M
- Revenue Growth
- +1.9%
- EPS Growth
- -26.4%
- Dividend Yield
- 1.8%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First US Bancshares, Inc. (FUSB) is a Financial Services stock with a market cap of $90.00M and listed on NASDAQ. The stock last traded around $16.50 and up 30.7% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +1.9%, EPS growth of -26.4%, a dividend yield of 1.8%. What stands out right now is revenue +1.9%, EPS -26.4%, free cash flow +60.5% with operating margin 12.6% and ROIC 2.7%. The dividend is present but secondary, with a yield around 1.8%. Valuation is more restrained than many high-expectation growth names at P/E 14.8 and price/sales 1.4. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines FUSB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+1.9% vs +3.4% peer median
Operating Margin
Above sector median
+12.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 28, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +1.9% and EPS is at -26.4%, with operating margin around 12.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.8%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +6.0% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 28, 2026 | โ | +1.9% | -0.6% | +0.1% |
2026 Jan 28, 2026 | โ | +2.1% | +6.9% | +6.4% |
2025 Oct 29, 2025 | โ | +7.5% | +11.6% | +11.2% |
Benchmark Edge
FUSB vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FUSB
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FUSB Max Drawdown
-18.35%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FUSB and SPY.
Company Overview
First US Bancshares, Inc.
NASDAQ Capital Market
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase and improvement loans, and agricultural production loans; mortgage loans on residential properties and apartment buildings; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans and leases to commercial customers; and secured and unsecured personal loans, including automobile loans and other direct consumer installment loans. The company also provides loans secured by personal property items, such as furniture, ATVs, and home appliances, as well as recreational vehicles, boats, and cargo trailers. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, and credit accident and health insurance reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 15 full-service banking offices in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia, as well as loan production offices in Mobile, Alabama, and the Chattanooga, Tennessee area. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
- Leadership
- James F. House
- IPO Date
- Jan 11, 1999
- Employees
- 151
- Street Address
- 3291 U.S. Highway 280
- Mailing
- Birmingham, AL, 35243
- Region
- Birmingham, AL, US
- Reporting Currency
- USD
- Investor Line
- 205 582 1200
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 14.8
- EV/EBITDA
- 9.8
- Price/Sales
- 1.4
- Price/Book
- 0.9
Growth
- Revenue
- +1.9%
- EPS
- -26.4%
- Free Cash Flow
- +60.5%
Profitability
- Gross Margin
- 58.8%
- Operating Margin
- 12.6%
- Net Margin
- 9.7%
- ROE
- 5.9%
- ROIC
- 2.7%
Balance Sheet
- Debt/Equity
- 0.10
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.