Financial Services
First United Corporation(FUNC)
Live Price
Offline$42.58
+4.21% today
1Y Change
+41.43%
Window
Jun 25, 2025 โ Jun 17, 2026
- Market Cap
- $240.00M
- Revenue Growth
- +6.6%
- EPS Growth
- +20.0%
- Dividend Yield
- 2.7%
Coverage: 246 bars ยท Jun 25, 2025 โ Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First United Corporation (FUNC) is a Financial Services stock with a market cap of $240.00M and listed on NASDAQ. The stock last traded around $42.58 and up 41.4% across the available one-year price window (Jun 25, 2025 โ Jun 17, 2026). Baseline metrics include revenue growth of +6.6%, EPS growth of +20.0%, a dividend yield of 2.7%. What stands out right now is revenue +6.6%, EPS +20.0%, free cash flow -24.3% with operating margin 27.7% and ROIC 8.8%. The dividend matters to the case here, with a current yield around 2.7%. Valuation is more restrained than many high-expectation growth names at P/E 9.6 and price/sales 2.0. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines FUNC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+6.6% vs +3.4% peer median
Operating Margin
Above sector median
+27.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 20, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +6.6% and EPS at +20.0%, with operating margin around 27.7%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.7%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.7% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 20, 2026 | โ | +1.1% | +1.1% | -1.0% |
2026 Feb 4, 2026 | +14.6% | +0.5% | -3.8% | -8.2% |
2025 Oct 21, 2025 | +20.5% | +1.4% | -2.6% | -3.0% |
Benchmark Edge
FUNC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FUNC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FUNC Max Drawdown
-14.47%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FUNC and SPY.
Company Overview
First United Corporation
NASDAQ Global Select
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. The company offers various deposit products, including checking accounts, savings and money market accounts, regular and individual retirement accounts (IRA) certificates of deposit, Christmas savings accounts, college savings accounts, and health savings accounts; Certificate of Deposit Account Registry Service program and Insured Cash Sweep program to municipalities, businesses, and consumers; and commercial customers packages, which include treasury management, cash sweep, and various checking opportunities. It also provides loans, such as commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, term loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers various trust services, including personal trust, investment agency accounts, charitable trusts, retirement accounts that consist of IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning services; insurance products; brokerage services; and safe deposit and night depository facilities. It operates 26 banking offices, one customer care center, and 34 automated teller machines in Allegany, Frederick, Garrett, and Washington counties in Maryland; and in Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.
- Leadership
- Jason Rush
- IPO Date
- Sep 3, 1992
- Employees
- 291
- Street Address
- 19 South Second Street
- Mailing
- Oakland, MD, 21550-0009
- Region
- Oakland, MD, US
- Reporting Currency
- USD
- Investor Line
- 301 334 9471
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.6
- EV/EBITDA
- 5.8
- Price/Sales
- 2.0
- Price/Book
- 1.2
Growth
- Revenue
- +6.6%
- EPS
- +20.0%
- Free Cash Flow
- -24.3%
Profitability
- Gross Margin
- 71.0%
- Operating Margin
- 27.7%
- Net Margin
- 20.9%
- ROE
- 12.7%
- ROIC
- 8.8%
Balance Sheet
- Debt/Equity
- 0.25
- Current Ratio
- 0.23
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.