Financial Services
First Berlin Bancorp Inc.(FTFI)
Live Price
Offline$38.70
+0.00% today
1Y Change
+33.45%
Window
Jun 25, 2025 โ Jun 19, 2026
- Market Cap
- $100.00M
- Revenue Growth
- +21.5%
- EPS Growth
- +66.8%
- Dividend Yield
- 1.0%
Coverage: 253 bars ยท Jun 25, 2025 โ Jun 19, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Berlin Bancorp Inc. (FTFI) is a Financial Services stock with a market cap of $100.00M and listed on OTC. The stock last traded around $38.70 and up 33.4% across the available one-year price window (Jun 25, 2025 โ Jun 19, 2026). Baseline metrics include revenue growth of +21.5%, EPS growth of +66.8%, a dividend yield of 1.0%. What stands out right now is revenue +21.5%, EPS +66.8%, free cash flow 0.0% with operating margin 29.4% and ROIC 7.9%. The dividend is present but secondary, with a yield around 1.0%. Valuation is more restrained than many high-expectation growth names at P/E 9.0 and price/sales 2.1. Stock Foundry combines FTFI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+21.5% vs +3.4% peer median
Operating Margin
Above sector median
+29.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report landed above expectations
Q2 2026 was reported on Jun 25, 2026 with an EPS surprise of +0.5%.
The operating story is still moving forward
Revenue is running at +21.5% and EPS at +66.8%, with operating margin around 29.4%.
The next real check-in already has a date
The next earnings event is scheduled for Jun 25, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.2% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
Q1 2026 Feb 27, 2026 | +16.7% | +0.0% | +0.0% | +0.0% |
Q1 2026 Jan 28, 2026 | +0.0% | +0.0% | -4.0% | -4.4% |
Q4 2025 Oct 12, 2025 | -3.3% | +0.0% | +0.5% | -0.5% |
Benchmark Edge
FTFI vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FTFI
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FTFI Max Drawdown
-10.49%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FTFI and SPY.
Company Overview
First Berlin Bancorp, Inc.
Other OTC
First Berlin Bancorp Inc. operates as the banking holding company for Fortifi Bank that provides a range of banking products and services for businesses and consumers. It offers checking and savings accounts, and certificates of deposit, as well as personal loans, home loans, auto loans, and business credit and loans. The company also provides debit and credit cards, treasury management, online and mobile banking, and wealth management services. Its financial centers are located in Berlin, Green Bay, Green Lake, Montello, Omro, Oshkosh, Ripon, Waunakee, and Winneconne. The company was founded in 1876 and is based in Berlin, Wisconsin.
- Leadership
- Russel L. Kuehn
- IPO Date
- Oct 19, 2022
- Employees
- 94
- Street Address
- 240 Broadway Street
- Mailing
- Berlin, WI, 54923
- Region
- Berlin, WI, US
- Reporting Currency
- USD
- Investor Line
- 855 876 1500
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.0
- EV/EBITDA
- 8.0
- Price/Sales
- 2.1
- Price/Book
- 1.2
Growth
- Revenue
- +21.5%
- EPS
- +66.8%
- Free Cash Flow
- 0.0%
Profitability
- Gross Margin
- 66.4%
- Operating Margin
- 29.4%
- Net Margin
- 34.6%
- ROE
- 13.5%
- ROIC
- 7.9%
Balance Sheet
- Debt/Equity
- 0.62
- Current Ratio
- 0.20
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.