Financial Services
First Seacoast Bancorp(FSEA)
Live Price
Offline$16.77
-0.47% today
1Y Change
+49.07%
Window
Jun 26, 2025 โ Jun 18, 2026
- Market Cap
- $80.00M
- Revenue Growth
- +7.7%
- EPS Growth
- -91.7%
- Dividend Yield
- 0.0%
Coverage: 246 bars ยท Jun 26, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Seacoast Bancorp (FSEA) is a Financial Services stock with a market cap of $80.00M and listed on NASDAQ. The stock last traded around $16.77 and up 49.1% across the available one-year price window (Jun 26, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +7.7%, EPS growth of -91.7%, a dividend yield of 0.0%. What stands out right now is revenue +7.7%, EPS -91.7%, free cash flow +109.9% with operating margin 0.0% and ROIC 0.0%. Valuation is more restrained than many high-expectation growth names at price/sales 2.7. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines FSEA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+7.7% vs +3.4% peer median
Operating Margin
Below sector median
0.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 7, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +7.7% and EPS is at -91.7%, with operating margin around 0.0%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.8% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 7, 2026 | โ | +0.4% | +0.2% | +1.0% |
2026 Mar 20, 2026 | โ | +0.7% | -1.4% | -9.3% |
2025 Nov 14, 2025 | โ | -2.0% | -1.1% | +1.4% |
Benchmark Edge
FSEA vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FSEA
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FSEA Max Drawdown
-21.54%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FSEA and SPY.
Company Overview
First Seacoast Bancorp
NASDAQ Capital Market
First Seacoast Bancorp operates as a holding company for First Seacoast Bank that provides various banking products and services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts; and time deposits. It also provides various lending products comprising one- to four-family residential real estate loans; commercial real estate and multi-family loans; acquisition, development, and land loans; commercial and industrial loans; home equity loans and lines of credit; and consumer loans. In addition, the company offers wealth management services, such as retirement planning, portfolio management, investment and insurance strategies, business retirement plans, and college planning services. It operates through its wealth management office located in Dover, New Hampshire; four full-service banking offices in Strafford County, New Hampshire; and one full-service banking office in Rockingham County, New Hampshire. The company was founded in 1890 and is headquartered in Dover, New Hampshire. First Seacoast Bancorp is a subsidiary of First Seacoast Bancorp, MHC.
- Leadership
- James R. Brannen
- IPO Date
- Jul 17, 2019
- Employees
- 75
- Street Address
- 633 Central Avenue
- Mailing
- Dover, NH, 03820
- Region
- Dover, NH, US
- Reporting Currency
- USD
- Investor Line
- 603 742 4680
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- โ
- Price/Sales
- 2.7
- Price/Book
- 1.0
Growth
- Revenue
- +7.7%
- EPS
- -91.7%
- Free Cash Flow
- +109.9%
Profitability
- Gross Margin
- 53.7%
- Operating Margin
- 0.0%
- Net Margin
- -2.9%
- ROE
- -1.4%
- ROIC
- 0.0%
Balance Sheet
- Debt/Equity
- 0.91
- Current Ratio
- 3.31
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.