Financial Services
FS Bancorp, Inc.(FSBW)
Live Price
Offline$41.80
+0.26% today
1Y Change
+4.74%
Window
Jun 26, 2025 โ Jun 15, 2026
- Market Cap
- $310.00M
- Revenue Growth
- +6.8%
- EPS Growth
- -3.1%
- Dividend Yield
- 3.3%
Coverage: 243 bars ยท Jun 26, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
FS Bancorp, Inc. (FSBW) is a Financial Services stock with a market cap of $310.00M and listed on NASDAQ. The stock last traded around $41.80 and up 4.7% across the available one-year price window (Jun 26, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +6.8%, EPS growth of -3.1%, a dividend yield of 3.3%. What stands out right now is revenue +6.8%, EPS -3.1%, free cash flow +5.6% with operating margin 20.4% and ROIC 1.1%. The dividend matters to the case here, with a current yield around 3.3%. Valuation is more restrained than many high-expectation growth names at P/E 9.4 and price/sales 1.4. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines FSBW price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+6.8% vs +3.4% peer median
Operating Margin
Above sector median
+20.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 28, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +6.8% and EPS is at -3.1%, with operating margin around 20.4%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.5% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 28, 2026 | โ | -1.1% | -3.2% | -1.6% |
2026 Jan 21, 2026 | -2.6% | +0.5% | -8.8% | -3.4% |
2025 Oct 21, 2025 | +9.3% | +3.4% | +1.6% | +1.2% |
Benchmark Edge
FSBW vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FSBW
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FSBW Max Drawdown
-15.59%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FSBW and SPY.
Company Overview
FS Bancorp, Inc.
NASDAQ Capital Market
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. As of December 31, 2021, it operated 21 full bank service branches and 10 home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties; and one loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is headquartered in Mountlake Terrace, Washington.
- Leadership
- Joseph C. Adams
- IPO Date
- Jul 10, 2012
- Employees
- 567
- Street Address
- 6920 220th Street SW
- Mailing
- Mountlake Terrace, WA, 98043
- Region
- Mountlake Terrace, WA, US
- Reporting Currency
- USD
- Investor Line
- 425 771 5299
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.4
- EV/EBITDA
- 9.8
- Price/Sales
- 1.4
- Price/Book
- 1.0
Growth
- Revenue
- +6.8%
- EPS
- -3.1%
- Free Cash Flow
- +5.6%
Profitability
- Gross Margin
- 66.2%
- Operating Margin
- 20.4%
- Net Margin
- 15.0%
- ROE
- 10.9%
- ROIC
- 1.1%
Balance Sheet
- Debt/Equity
- 0.71
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.