Financial Services
Five Star Bancorp(FSBC)
Live Price
Offline$45.84
+2.16% today
1Y Change
+57.22%
Window
Jun 25, 2025 โ Jun 15, 2026
- Market Cap
- $880.00M
- Revenue Growth
- +20.4%
- EPS Growth
- +28.3%
- Dividend Yield
- 2.2%
Coverage: 244 bars ยท Jun 25, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Five Star Bancorp (FSBC) is a Financial Services stock with a market cap of $880.00M and listed on NASDAQ. The stock last traded around $45.84 and up 57.2% across the available one-year price window (Jun 25, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +20.4%, EPS growth of +28.3%, a dividend yield of 2.2%. What stands out right now is revenue +20.4%, EPS +28.3%, free cash flow +39.6% with operating margin 34.0% and ROIC 1.3%. The dividend is present but secondary, with a yield around 2.2%. Valuation is more restrained than many high-expectation growth names at P/E 13.1 and price/sales 3.3. Stock Foundry combines FSBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+20.4% vs +3.4% peer median
Operating Margin
Above sector median
+34.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 27, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +20.4% and EPS at +28.3%, with operating margin around 34.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.2%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.4% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 27, 2026 | โ | -1.2% | -0.8% | +3.8% |
2026 Jan 26, 2026 | +7.8% | -0.6% | +3.5% | +1.9% |
2025 Oct 27, 2025 | +8.4% | +4.6% | -1.4% | -5.1% |
Benchmark Edge
FSBC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FSBC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FSBC Max Drawdown
-13.07%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FSBC and SPY.
Company Overview
Five Star Bancorp
NASDAQ Global Select
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. The company accepts various deposits, such as money market, noninterest-bearing and interest checking accounts, savings accounts, and time deposits. Its loan products include commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans. The company also offers debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. It operates through seven branch offices and two loan production offices in Northern California. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.
- Leadership
- James Eugene Beckwith
- IPO Date
- May 4, 2021
- Employees
- 205
- Street Address
- 3100 Zinfandel Drive
- Mailing
- Rancho Cordova, CA, 95670
- Region
- Rancho Cordova, CA, US
- Reporting Currency
- USD
- Investor Line
- 916 626 5000
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 13.1
- EV/EBITDA
- 10.3
- Price/Sales
- 3.3
- Price/Book
- 1.9
Growth
- Revenue
- +20.4%
- EPS
- +28.3%
- Free Cash Flow
- +39.6%
Profitability
- Gross Margin
- 59.3%
- Operating Margin
- 34.0%
- Net Margin
- 25.2%
- ROE
- 15.3%
- ROIC
- 1.3%
Balance Sheet
- Debt/Equity
- 0.19
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.