Financial Services
First Ottawa Bancshares, Inc.(FOTB)
Live Price
Offline$219.99
+0.00% today
1Y Change
+57.02%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $220.00M
- Revenue Growth
- +16.8%
- EPS Growth
- +28.5%
- Dividend Yield
- 0.6%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Ottawa Bancshares, Inc. (FOTB) is a Financial Services stock with a market cap of $220.00M and listed on OTC. The stock last traded around $219.99 and up 57.0% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +16.8%, EPS growth of +28.5%, a dividend yield of 0.6%. What stands out right now is revenue +16.8%, EPS +28.5%, free cash flow +81.3% with operating margin 27.4% and ROIC 8.6%. The dividend is present but secondary, with a yield around 0.6%. Valuation is more restrained than many high-expectation growth names at P/E 8.9 and price/sales 1.8. Stock Foundry combines FOTB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+16.8% vs +3.4% peer median
Operating Margin
Above sector median
+27.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
Q2 2026 was reported on Jun 24, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +16.8% and EPS at +28.5%, with operating margin around 27.4%.
The next real check-in already has a date
The next earnings event is scheduled for Aug 16, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 2 reported quarters, the stock averaged +1.2% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
Q1 2026 Feb 9, 2026 | -13.4% | +0.0% | +0.0% | +2.0% |
Q1 2026 Jan 23, 2026 | +16.1% | +0.0% | +2.4% | +12.9% |
Benchmark Edge
FOTB vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FOTB
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FOTB Max Drawdown
-14.47%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FOTB and SPY.
Company Overview
First Ottawa Bancshares, Inc.
Other OTC
First Ottawa Bancshares, Inc. operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and surrounding counties in Illinois. The company offers personal banking services, including checking and savings accounts; interest bearing and noninterest bearing demand deposits; time deposits; certificates of deposit and individual retirement accounts; mortgage loans; consumer loans; trust and estate services; personal and fiduciary services; safe deposit boxes; ATM and credit cards; and online banking, bill payment, and mobile banking services. It also provides business banking services, such as e-business checking accounts; commercial checking accounts; commercial checking now accounts; deposit sweep and cash management balance accounts; commercial savings accounts; commercial money market accounts; non-profit now accounts; cash management; commercial lines of credit, commercial loans, commercial construction and development loans, real estate loans, and letters of credit; and agriculture loans and farm management services. In addition, the company offers home equity loans and residential loans. First Ottawa Bancshares, Inc. was founded in 1865 and is based in Ottawa, Illinois.
- Leadership
- Steven Gonzalo
- IPO Date
- Jan 15, 2002
- Employees
- 159
- Street Address
- 701 LaSalle Street
- Mailing
- Ottawa, IL, 61350
- Region
- Ottawa, IL, US
- Reporting Currency
- USD
- Investor Line
- 815 434 0044
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.9
- EV/EBITDA
- 9.5
- Price/Sales
- 1.8
- Price/Book
- 1.6
Growth
- Revenue
- +16.8%
- EPS
- +28.5%
- Free Cash Flow
- +81.3%
Profitability
- Gross Margin
- 61.4%
- Operating Margin
- 27.4%
- Net Margin
- 20.0%
- ROE
- 20.2%
- ROIC
- 8.6%
Balance Sheet
- Debt/Equity
- 1.03
- Current Ratio
- 0.02
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.