Financial Services
Finance Of America Companies Inc.(FOA)
Live Price
Offline$20.21
+4.39% today
1Y Change
-7.29%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $210.00M
- Revenue Growth
- -85.1%
- EPS Growth
- +200.6%
- Dividend Yield
- 0.0%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Finance Of America Companies Inc. (FOA) is a Financial Services stock with a market cap of $210.00M and listed on NYSE. The stock last traded around $20.21 and down 7.3% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of -85.1%, EPS growth of +200.6%, a dividend yield of 0.0%. What stands out right now is revenue -85.1%, EPS +200.6%, free cash flow -1.4% with operating margin 41.3% and ROIC 439.8%. Valuation is more restrained than many high-expectation growth names at P/E 6.8 and price/sales 0.2. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines FOA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-85.1% vs +3.4% peer median
Operating Margin
Above sector median
+41.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 5, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -85.1% and EPS is at +200.6%, with operating margin around 41.3%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +3.3% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 5, 2026 | โ | +5.1% | -0.4% | -4.5% |
2026 Mar 10, 2026 | +6.7% | -1.3% | +3.9% | +4.9% |
2025 Nov 4, 2025 | +105.6% | +4.9% | +6.5% | +6.8% |
Benchmark Edge
FOA vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FOA
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FOA Max Drawdown
-45.07%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FOA and SPY.
Company Overview
Finance Of America Companies Inc.
New York Stock Exchange
Finance of America Companies Inc. operates a consumer lending platform in the United States. The company operates through: Mortgage Originations, Reverse Originations, Commercial Originations, Lender Services, and Portfolio Management segments. It provides residential mortgage loans to the government sponsored entities; government-insured agricultural lending solutions to farmers; product development, loan securitization, loan sales, risk management, asset management, and servicing oversight services to enterprise and third-party funds; and ancillary business services, title agency and title insurance services, mortgage servicing rights valuation and trade brokerage, transactional fulfillment services, mortgage loan third party review or due diligence services, and appraisal and capital management services to residential mortgage, student lending, and commercial lending industry customers. The company was founded in 2013 and is based in Irving, Texas.
- Leadership
- Graham A. Fleming
- IPO Date
- Apr 18, 2019
- Employees
- 751
- Street Address
- 909 Lake Carolyn Parkway
- Mailing
- Plano, TX, 75039
- Region
- Plano, TX, US
- Reporting Currency
- USD
- Investor Line
- 877 202 2666
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 6.8
- EV/EBITDA
- 0.1
- Price/Sales
- 0.2
- Price/Book
- 0.4
Growth
- Revenue
- -85.1%
- EPS
- +200.6%
- Free Cash Flow
- -1.4%
Profitability
- Gross Margin
- 54.3%
- Operating Margin
- 41.3%
- Net Margin
- 2.5%
- ROE
- 8.5%
- ROIC
- 439.8%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.