Financial Services
Farmers & Merchants Bancshares, Inc.(FMBN)
Live Price
Offline$44.00
+0.00% today
1Y Change
+51.72%
Window
Jun 25, 2025 → Jun 24, 2026
- Market Cap
- $140.00M
- Revenue Growth
- +29.4%
- EPS Growth
- +49.8%
- Dividend Yield
- 2.3%
Coverage: 250 bars · Jun 25, 2025 → Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Farmers & Merchants Bancshares, Inc. (FMBN) is a Financial Services stock with a market cap of $140.00M and listed on OTC. The stock last traded around $44.00 and up 51.7% across the available one-year price window (Jun 25, 2025 → Jun 24, 2026). Baseline metrics include revenue growth of +29.4%, EPS growth of +49.8%, a dividend yield of 2.3%. What stands out right now is revenue +29.4%, EPS +49.8%, free cash flow +60.9% with operating margin 11.8% and ROIC 0.5%. The dividend is present but secondary, with a yield around 2.3%. Valuation already assumes a fairly strong business story at P/E 10.9 and price/sales 11.7. Overall, the current profile looks closer to a higher-growth but lower-margin setup than a generic broad-market placeholder. Stock Foundry combines FMBN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+29.4% vs +3.4% peer median
Operating Margin
Above sector median
+11.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating story is still moving forward
Revenue is running at +29.4% and EPS at +49.8%, with operating margin around 11.8%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.3%, which matters if the thesis depends on income as much as growth.
Benchmark Edge
FMBN vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FMBN
—
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FMBN Max Drawdown
-10.34%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FMBN and SPY.
Company Overview
Farmers & Merchants Bancshares, Inc.
Other OTC
Farmers & Merchants Bancshares, Inc. (Burlington, IA) operates as a holding company for Farmers & Merchants Bank & Trust that provides various financial services in Des Moines and Louisa Counties, Iowa. It offers checking, savings, and youth accounts; personal, mortgage, auto, boat, RV, business, construction, operating, real estate, agriculture, farm real estate and machinery, livestock, and short-term loans; home equity and lines of credit; and debit and credit cards. The company also provides wealth management services, such as trust, investment management, brokerage, financial planning, and rollover services. In addition, it offers merchant, mobile deposit, payroll, notary, and automated clearing house services; mobile and online banking, telephone banking, and bill pay services, as well as remote deposit capture services; and safe deposit boxes. The company was founded in 1916 and is based in Burlington, Iowa.
- Leadership
- Charles E. Walsh
- IPO Date
- May 9, 2007
- Employees
- 17
- Street Address
- 221 Jefferson Street
- Mailing
- Burlington, IA, 52601
- Region
- Burlington, IA, US
- Reporting Currency
- USD
- Investor Line
- 319 754 2265
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.9
- EV/EBITDA
- 90.0
- Price/Sales
- 11.7
- Price/Book
- 0.9
Growth
- Revenue
- +29.4%
- EPS
- +49.8%
- Free Cash Flow
- +60.9%
Profitability
- Gross Margin
- 81.4%
- Operating Margin
- 11.8%
- Net Margin
- 9.4%
- ROE
- 9.9%
- ROIC
- 0.5%
Balance Sheet
- Debt/Equity
- 1.32
- Current Ratio
- 0.49
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.