Financial Services
Flagstar Financial, Inc.(FLG)
Live Price
Offline$14.65
+0.34% today
1Y Change
+35.73%
Window
Jun 26, 2025 โ Jun 16, 2026
- Market Cap
- $5.98B
- Revenue Growth
- -26.5%
- EPS Growth
- +85.4%
- Dividend Yield
- 0.3%
Coverage: 244 bars ยท Jun 26, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Flagstar Financial, Inc. (FLG) is a Financial Services stock with a market cap of $5.98B and listed on NYSE. The stock last traded around $14.65 and up 35.7% across the available one-year price window (Jun 26, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of -26.5%, EPS growth of +85.4%, a dividend yield of 0.3%. What stands out right now is revenue -26.5%, EPS +85.4%, free cash flow -1302.0% with operating margin -1.0% and ROIC -0.1%. The dividend is present but secondary, with a yield around 0.3%. Valuation is more restrained than many high-expectation growth names at price/sales 1.3. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines FLG price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-26.5% vs +3.4% peer median
Operating Margin
Below sector median
-1.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 24, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -26.5% and EPS is at +85.4%, with operating margin around -1.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 0.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.5% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 24, 2026 | โ | -0.2% | -0.6% | -1.3% |
2026 Jan 30, 2026 | +200.0% | +2.1% | +7.9% | -2.6% |
2025 Oct 24, 2025 | -16.7% | -1.9% | -5.7% | -6.3% |
Benchmark Edge
FLG vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FLG
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FLG Max Drawdown
-17.54%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FLG and SPY.
Company Overview
Flagstar Financial, Inc.
New York Stock Exchange
Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.
- Leadership
- Joseph Otting
- IPO Date
- Nov 23, 1993
- Employees
- 7.0k
- Street Address
- 102 Duffy Avenue
- Mailing
- Hicksville, NY, 11801
- Region
- Hicksville, NY, US
- Reporting Currency
- USD
- Investor Line
- 516 683 4100
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- 578.2
- Price/Sales
- 1.3
- Price/Book
- 0.7
Growth
- Revenue
- -26.5%
- EPS
- +85.4%
- Free Cash Flow
- -1302.0%
Profitability
- Gross Margin
- 41.8%
- Operating Margin
- -1.0%
- Net Margin
- -1.2%
- ROE
- -0.7%
- ROIC
- -0.1%
Balance Sheet
- Debt/Equity
- 1.38
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.