Financial Services
Financial Institutions, Inc. 8.48% SRB1 PFD B(FIISO)
Live Price
Offline$115.65
+0.00% today
1Y Change
-11.05%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $700.00M
- Revenue Growth
- +43.1%
- EPS Growth
- +232.7%
- Dividend Yield
- 3.5%
Coverage: 255 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Financial Institutions, Inc. 8.48% SRB1 PFD B (FIISO) is a Financial Services stock with a market cap of $700.00M and listed on OTC. The stock last traded around $115.65 and down 11.0% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +43.1%, EPS growth of +232.7%, a dividend yield of 3.5%. What stands out right now is revenue +43.1%, EPS +232.7%, free cash flow -81.1% with operating margin 25.3% and ROIC 8.3%. The dividend matters to the case here, with a current yield around 3.5%. Valuation is more restrained than many high-expectation growth names at P/E 8.8 and price/sales 1.8. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines FIISO price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+43.1% vs +3.4% peer median
Operating Margin
Above sector median
+25.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 29, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +43.1% and EPS at +232.7%, with operating margin around 25.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.5%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.3% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 29, 2026 | โ | +0.0% | +0.0% | +0.0% |
2026 Jan 29, 2026 | +1.6% | +0.0% | +0.0% | +0.0% |
2025 Oct 22, 2025 | +14.8% | +0.0% | -10.0% | -6.9% |
Benchmark Edge
FIISO vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FIISO
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FIISO Max Drawdown
-11.55%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FIISO and SPY.
Company Overview
Financial Institutions, Inc. 8.48% SRB1 PFD B
Other OTC
Financial Institutions Inc operates as a financial holding company, engages in the provision of a wide range of consumer and commercial banking services to individuals, municipalities, and businesses in Western and Central New York. It operates through one segment: The Banking segment which includes all of the company's retail and commercial banking operations.
- Leadership
- Martin Kearney Birmingham
- IPO Date
- Feb 18, 2014
- Employees
- 598
- Street Address
- 220 Liberty Street
- Mailing
- Warsaw, NY
- Region
- Warsaw, NY, US
- Reporting Currency
- USD
- Investor Line
- 585 786 1100
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.8
- EV/EBITDA
- 8.1
- Price/Sales
- 1.8
- Price/Book
- 1.1
Growth
- Revenue
- +43.1%
- EPS
- +232.7%
- Free Cash Flow
- -81.1%
Profitability
- Gross Margin
- 63.7%
- Operating Margin
- 25.3%
- Net Margin
- 20.9%
- ROE
- 12.7%
- ROIC
- 8.3%
Balance Sheet
- Debt/Equity
- 0.30
- Current Ratio
- 0.86
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.