Financial Services
First Guaranty Bancshares, Inc.(FGBI)
Live Price
Offline$10.60
+1.34% today
1Y Change
+32.17%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $150.00M
- Revenue Growth
- -19.9%
- EPS Growth
- -614.8%
- Dividend Yield
- 0.4%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Guaranty Bancshares, Inc. (FGBI) is a Financial Services stock with a market cap of $150.00M and listed on NASDAQ. The stock last traded around $10.60 and up 32.2% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of -19.9%, EPS growth of -614.8%, a dividend yield of 0.4%. What stands out right now is revenue -19.9%, EPS -614.8%, free cash flow -132.5% with operating margin -27.4% and ROIC 2.8%. The dividend is present but secondary, with a yield around 0.4%. Valuation is more restrained than many high-expectation growth names at price/sales 0.7. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines FGBI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-19.9% vs +3.4% peer median
Operating Margin
Below sector median
-27.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 27, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -19.9% and EPS is at -614.8%, with operating margin around -27.4%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 0.4%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +7.4% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 27, 2026 | โ | +8.3% | +7.1% | +12.7% |
2026 Mar 31, 2026 | +144.8% | +8.5% | +17.9% | +13.1% |
2025 Nov 17, 2025 | -575.0% | +2.4% | -2.7% | -1.7% |
Benchmark Edge
FGBI vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FGBI
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FGBI Max Drawdown
-52.68%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FGBI and SPY.
Company Overview
First Guaranty Bancshares, Inc.
NASDAQ Global Market
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.
- Leadership
- Michael Ray Mineer
- IPO Date
- Aug 13, 2012
- Employees
- 380
- Street Address
- 400 East Thomas Street
- Mailing
- Hammond, LA, 70401
- Region
- Hammond, LA, US
- Reporting Currency
- USD
- Investor Line
- 985 345 7685
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- 10.4
- Price/Sales
- 0.7
- Price/Book
- 0.7
Growth
- Revenue
- -19.9%
- EPS
- -614.8%
- Free Cash Flow
- -132.5%
Profitability
- Gross Margin
- 10.8%
- Operating Margin
- -27.4%
- Net Margin
- -21.8%
- ROE
- -20.2%
- ROIC
- 2.8%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- 0.52
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.