Financial Services
First Farmers Financial Corporation(FFMR)
Live Price
Offline$34.02
+0.00% today
1Y Change
-48.18%
Window
Jun 25, 2025 โ Jun 22, 2026
- Market Cap
- $460.00M
- Revenue Growth
- +3.1%
- EPS Growth
- +42.3%
- Dividend Yield
- 3.1%
Coverage: 248 bars ยท Jun 25, 2025 โ Jun 22, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Farmers Financial Corporation (FFMR) is a Financial Services stock with a market cap of $460.00M and listed on OTC. The stock last traded around $34.02 and down 48.2% across the available one-year price window (Jun 25, 2025 โ Jun 22, 2026). Baseline metrics include revenue growth of +3.1%, EPS growth of +42.3%, a dividend yield of 3.1%. What stands out right now is revenue +3.1%, EPS +42.3%, free cash flow -8.6% with operating margin 29.0% and ROIC 1.5%. The dividend matters to the case here, with a current yield around 3.1%. Valuation is more restrained than many high-expectation growth names at P/E 9.2 and price/sales 2.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines FFMR price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+3.1% vs +3.4% peer median
Operating Margin
Above sector median
+29.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2023 was reported on Jun 30, 2023, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +3.1% and EPS at +42.3%, with operating margin around 29.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.1%, which matters if the thesis depends on income as much as growth.
Benchmark Edge
FFMR vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FFMR
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FFMR Max Drawdown
-50.73%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FFMR and SPY.
Company Overview
First Farmers Financial Corporation
Other OTC
First Farmers Financial Corporation operates as the financial holding company for First Farmers Bank & Trust that provides banking products and services to individuals, families, and businesses. The company offers checking and savings accounts, health savings accounts, youth accounts, business accounts, deposit and government accounts, certificates of deposit, and individual retirement accounts, as well as account management services; and mortgages and construction loans, first time home buyers loan, home equity loans, auto loans, collateral loans, and debit and credit cards. It also provides lines of credit, term loans, real estate financing and construction loan, equipment financing, enhancement loans, letters of credit, inventory loans, livestock lending, and vehicle financing, as well as leasing, and mobile and online banking services. The company has offices throughout Carroll, Cass, Clay, Grant, Hamilton, Howard, Huntington, Madison, Marshall, Miami, Starke, Sullivan, Tippecanoe, Tipton, Vigo, and Wabash counties in Indiana; and offices in Coles, Edgar, and Vermilion counties in Illinois. First Farmers Financial Corporation was founded in 1885 and is headquartered in Converse, Indiana.
- Leadership
- Keith D. Hill
- IPO Date
- Feb 7, 2018
- Street Address
- 123 North Jefferson Street
- Mailing
- Converse, IN, 46919
- Region
- Converse, IN, US
- Reporting Currency
- USD
- Investor Line
- 765 395 3316
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.2
- EV/EBITDA
- 8.5
- Price/Sales
- 2.1
- Price/Book
- 1.4
Growth
- Revenue
- +3.1%
- EPS
- +42.3%
- Free Cash Flow
- -8.6%
Profitability
- Gross Margin
- 60.9%
- Operating Margin
- 29.0%
- Net Margin
- 23.3%
- ROE
- 16.7%
- ROIC
- 1.5%
Balance Sheet
- Debt/Equity
- 0.66
- Current Ratio
- 1.05
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.