Financial Services
First Farmers and Merchants Corporation(FFMH)
Live Price
Offline$57.75
+0.00% today
1Y Change
+38.19%
Window
Jun 26, 2025 โ Jun 17, 2026
- Market Cap
- $230.00M
- Revenue Growth
- +37.6%
- EPS Growth
- +19.5%
- Dividend Yield
- 2.0%
Coverage: 248 bars ยท Jun 26, 2025 โ Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Farmers and Merchants Corporation (FFMH) is a Financial Services stock with a market cap of $230.00M and listed on OTC. The stock last traded around $57.75 and up 38.2% across the available one-year price window (Jun 26, 2025 โ Jun 17, 2026). Baseline metrics include revenue growth of +37.6%, EPS growth of +19.5%, a dividend yield of 2.0%. What stands out right now is revenue +37.6%, EPS +19.5%, free cash flow -38.5% with operating margin 29.3% and ROIC 1.1%. The dividend is present but secondary, with a yield around 2.0%. Valuation is more restrained than many high-expectation growth names at P/E 11.5 and price/sales 2.7. Stock Foundry combines FFMH price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+37.6% vs +3.4% peer median
Operating Margin
Above sector median
+29.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 27, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +37.6% and EPS at +19.5%, with operating margin around 29.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +2.0% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 27, 2026 | โ | +0.6% | +4.1% | +6.2% |
2026 Jan 26, 2026 | โ | +0.0% | -0.2% | +6.0% |
2025 Oct 27, 2025 | โ | +1.1% | +2.2% | +4.4% |
Benchmark Edge
FFMH vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FFMH
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FFMH Max Drawdown
-3.88%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FFMH and SPY.
Company Overview
First Farmers and Merchants Corporation
Other OTC
First Farmers and Merchants Corporation operates as the bank holding company for First Farmers and Merchants Bank that provides various banking and financial services in Tennessee and Alabama. The company's deposit products include personal and business checking and savings, and individual retirement and investment accounts, as well as certificates of deposit. Its loan portfolio comprises personal mortgages; home equity lines of credit; debit and credit cards; personal, auto, and farmer loans; and business loans, such as commercial mortgages, equipment lending and leasing, construction lending, accounts receivable financing, lines of credit, and other products. The company also offers wealth management services, such as trust and investment services; and treasury management solutions, which include accounts receivable and payable, fraud prevention, and account management solutions, as well as online and mobile banking services. It operates 22 branch offices in seven Middle Tennessee counties. The company was founded in 1909 and is based in Columbia, Tennessee.
- Leadership
- Brian Keith Williams
- IPO Date
- Mar 16, 2012
- Employees
- 243
- Street Address
- 816 South Garden Street
- Mailing
- Columbia, TN, 38401
- Region
- Columbia, TN, US
- Reporting Currency
- USD
- Investor Line
- 931 388 3145
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.5
- EV/EBITDA
- 8.1
- Price/Sales
- 2.7
- Price/Book
- 1.3
Growth
- Revenue
- +37.6%
- EPS
- +19.5%
- Free Cash Flow
- -38.5%
Profitability
- Gross Margin
- 63.2%
- Operating Margin
- 29.3%
- Net Margin
- 23.8%
- ROE
- 11.8%
- ROIC
- 1.1%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.