Financial Services
First Financial Bankshares, Inc.(FFIN)
Live Price
Offline$32.78
+0.64% today
1Y Change
-8.67%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $4.67B
- Revenue Growth
- +11.7%
- EPS Growth
- +14.1%
- Dividend Yield
- 2.3%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Financial Bankshares, Inc. (FFIN) is a Financial Services stock with a market cap of $4.67B and listed on NASDAQ. The stock last traded around $32.78 and down 8.7% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +11.7%, EPS growth of +14.1%, a dividend yield of 2.3%. What stands out right now is revenue +11.7%, EPS +14.1%, free cash flow +4.9% with operating margin 38.0% and ROIC 1.7%. The dividend is present but secondary, with a yield around 2.3%. Valuation is more restrained than many high-expectation growth names at P/E 17.7 and price/sales 5.5. Stock Foundry combines FFIN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+11.7% vs +3.4% peer median
Operating Margin
Above sector median
+38.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 16, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +11.7% and EPS at +14.1%, with operating margin around 38.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.6% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 16, 2026 | โ | +4.9% | +4.7% | +1.4% |
2026 Jan 22, 2026 | +6.3% | -2.8% | -5.8% | -1.1% |
2025 Oct 23, 2025 | -15.9% | -2.3% | -3.6% | -4.8% |
Benchmark Edge
FFIN vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FFIN
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FFIN Max Drawdown
-24.72%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FFIN and SPY.
Company Overview
First Financial Bankshares, Inc.
NASDAQ Global Select
First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company accepts checking, savings and money market accounts, and time deposits; commercial and industrial, municipal, agricultural, construction and development, farm, non-owner occupied and owner-occupied commercial real estate, residential, and consumer auto and non-auto loans to businesses, professional individuals, and farm and ranch operations. It also provides drive-in and night deposit, remote deposit capture, internet and mobile banking, payroll cards, transmitting funds, and other customary commercial banking services, as well as automated teller machines and safe deposit facilities. In addition, the company offers personal trust services, including wealth management, administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; and securities brokerage services, as well as administer retirements and employee benefits accounts, such as 401(k) profit-sharing plans and IRAs. Further, the company provides asset management and technology services. As of December 31, 2021, it had 78 financial centers across Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.
- Leadership
- David W. Bailey
- IPO Date
- Nov 1, 1993
- Employees
- 1.4k
- Street Address
- 400 Pine Street
- Mailing
- Abilene, TX, 79601
- Region
- Abilene, TX, US
- Reporting Currency
- USD
- Investor Line
- 325 627 7155
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 17.7
- EV/EBITDA
- 13.7
- Price/Sales
- 5.5
- Price/Book
- 2.4
Growth
- Revenue
- +11.7%
- EPS
- +14.1%
- Free Cash Flow
- +4.9%
Profitability
- Gross Margin
- 72.7%
- Operating Margin
- 38.0%
- Net Margin
- 31.1%
- ROE
- 14.2%
- ROIC
- 1.7%
Balance Sheet
- Debt/Equity
- 0.05
- Current Ratio
- 3.90
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.