Financial Services
First Financial Bancorp.(FFBC)
Live Price
Offline$31.61
+0.48% today
1Y Change
+36.77%
Window
Jun 25, 2025 โ Jun 24, 2026
- Market Cap
- $3.22B
- Revenue Growth
- +2.7%
- EPS Growth
- +11.2%
- Dividend Yield
- 3.2%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Financial Bancorp. (FFBC) is a Financial Services stock with a market cap of $3.22B and listed on NASDAQ. The stock last traded around $31.61 and up 36.8% across the available one-year price window (Jun 25, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of +2.7%, EPS growth of +11.2%, a dividend yield of 3.2%. What stands out right now is revenue +2.7%, EPS +11.2%, free cash flow +31.5% with operating margin 26.4% and ROIC 1.2%. The dividend matters to the case here, with a current yield around 3.2%. Valuation is more restrained than many high-expectation growth names at P/E 11.4 and price/sales 2.4. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines FFBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+2.7% vs +3.4% peer median
Operating Margin
Above sector median
+26.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +2.7% and EPS at +11.2%, with operating margin around 26.4%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.2%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +3.0% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | +2.4% | +1.4% | +2.7% |
2026 Jan 28, 2026 | +1.3% | +5.9% | +10.7% | +8.1% |
2025 Oct 23, 2025 | +3.5% | -0.9% | -3.2% | -2.6% |
Benchmark Edge
FFBC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FFBC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FFBC Max Drawdown
-14.96%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FFBC and SPY.
Company Overview
First Financial Bancorp.
NASDAQ Global Select
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, or office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and lease and equipment financing services. As of December 31, 2021, the company operated 139 full service banking centers, 29 of which are leased facilities. It operates 62 banking centers in Ohio, three banking centers in Illinois, 62 banking centers in Indiana, and 12 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
- Leadership
- James Michael Anderson
- IPO Date
- Dec 21, 1983
- Employees
- 2.0k
- Street Address
- 255 East Fifth Street
- Mailing
- Cincinnati, OH, 45202
- Region
- Cincinnati, OH, US
- Reporting Currency
- USD
- Investor Line
- 877 322 9530
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.4
- EV/EBITDA
- 10.9
- Price/Sales
- 2.4
- Price/Book
- 1.1
Growth
- Revenue
- +2.7%
- EPS
- +11.2%
- Free Cash Flow
- +31.5%
Profitability
- Gross Margin
- 70.0%
- Operating Margin
- 26.4%
- Net Margin
- 20.9%
- ROE
- 10.2%
- ROIC
- 1.2%
Balance Sheet
- Debt/Equity
- 0.32
- Current Ratio
- 0.31
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.