Financial Services
Funding Circle Holdings plc(FDCHF)
Live Price
Offline$2.18
+0.00% today
1Y Change
+42.48%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $390.00M
- Revenue Growth
- +37.6%
- EPS Growth
- +2900.0%
- Dividend Yield
- 0.0%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Funding Circle Holdings plc (FDCHF) is a Financial Services stock with a market cap of $390.00M and listed on OTC. The stock last traded around $2.18 and up 42.5% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +37.6%, EPS growth of +2900.0%, a dividend yield of 0.0%. What stands out right now is revenue +37.6%, EPS +2900.0%, free cash flow +56.6% with operating margin 17.2% and ROIC 7.1%. Valuation is more restrained than many high-expectation growth names at P/E 9.0 and price/sales 1.8. Stock Foundry combines FDCHF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+37.6% vs +3.4% peer median
Operating Margin
Above sector median
+17.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report was closer to in-line
2026 was reported on Mar 5, 2026 with revenue ahead of estimates by +14.1%.
The operating story is still moving forward
Revenue is running at +37.6% and EPS at +2900.0%, with operating margin around 17.2%.
The next real check-in already has a date
The next earnings event is scheduled for Sep 3, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged 0.0% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Mar 5, 2026 | โ | +0.0% | +0.0% | +0.0% |
2025 Sep 4, 2025 | โ | +0.0% | +0.0% | +0.0% |
2025 Mar 5, 2025 | โ | +0.0% | +0.0% | +0.0% |
Benchmark Edge
FDCHF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FDCHF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FDCHF Max Drawdown
0.00%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FDCHF and SPY.
Company Overview
Funding Circle Holdings plc
Other OTC
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom, the United States, and internationally. The company offers small business loans, recovery loan schemes, and business finance solutions to small and medium enterprises. It also provides flexipay and flexipay card solutions. The company acts as a special purpose bankruptcy remote entity that issues loan payment dependent debt securities to accredited investors. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.
- Leadership
- Lisa Jane Jacobs
- IPO Date
- Nov 29, 2018
- Employees
- 726
- Street Address
- 71 Queen Victoria Street
- Mailing
- London, EC4V 4AY
- Region
- London, GB
- Reporting Currency
- USD
- Investor Line
- 44 207 4019111
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.0
- EV/EBITDA
- 19.2
- Price/Sales
- 1.8
- Price/Book
- 1.8
Growth
- Revenue
- +37.6%
- EPS
- +2900.0%
- Free Cash Flow
- +56.6%
Profitability
- Gross Margin
- 79.6%
- Operating Margin
- 17.2%
- Net Margin
- 20.9%
- ROE
- 21.5%
- ROIC
- 7.1%
Balance Sheet
- Debt/Equity
- 1.20
- Current Ratio
- 1.70
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.