Financial Services
Live Price
Offline$212.45
-2.20% today
1Y Change
+68.80%
Window
Jun 27, 2025 → Jun 18, 2026
Coverage: 245 bars · Jun 27, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
FirstCash Holdings, Inc (FCFS) is a Financial Services stock with a market cap of $9.92B and listed on NASDAQ. The stock last traded around $212.45 and up 68.8% across the available one-year price window (Jun 27, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +8.0%, EPS growth of +27.6%, a dividend yield of 0.7%. What stands out right now is revenue +8.0%, EPS +27.6%, free cash flow -0.6% with operating margin 15.5% and ROIC 8.8%. The dividend is present but secondary, with a yield around 0.7%. Valuation is more restrained than many high-expectation growth names at P/E 28.3 and price/sales 2.6. Stock Foundry combines FCFS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
Relative Read
FCFS is 47.36 pts ahead over the shared 1Y window.
FCFS had 3.07 pts deeper max drawdown than SPY.
FCFS beat SPY in 2 of 2 calendar years shown and trailed in 0.
FCFS
+68.80%
Normalized return
SPY
+21.44%
S&P 500
Excess Return
+47.36 pts
Relative to SPY
FCFS Max Drawdown
-12.20%
Trailing 1Y
SPY Max Drawdown
-9.13%
Trailing 1Y
Uses the longest available daily history for FCFS and SPY.
| Year | FCFS | SPY | Excess | Leader |
|---|---|---|---|---|
| 2026 | +44.82% | +6.71% | +38.11 pts | FCFS |
| 2025 | +19.86% | +11.73% | +8.14 pts | FCFS |
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$1.7B
-37.7% YoY
FY Net Income
$124.9M
-50.7% YoY
Free Cash Flow
$181.3M
-58.2% YoY
Revenue Growth
+8.0%
EPS Growth
+27.6%
Gross Margin
49.7%
Net Margin
9.1%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 3.7B | 3.4B | 3.2B | 2.7B | 1.7B |
| Gross Profit | 1.9B | 1.6B | 1.5B | 1.3B | 919M |
| Operating Income | 562M | 450M | 390M | 284M | 197M |
| EBITDA | 1000M | 986M | 907M | 852M | 258M |
| Net Income | 330M | 259M | 219M | 253M | 125M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 125M | 175M | 127M | 117M | 120M |
| Total Assets | 5.3B | 4.5B | 4.3B | 3.9B | 3.8B |
| Total Liabilities | 3.0B | 2.4B | 2.3B | 2.0B | 2.0B |
| Shareholder Equity | 2.3B | 2.1B | 2.0B | 1.9B | 1.8B |
| Total Debt | 2.8B | 2.1B | 1.9B | 1.7B | 1.6B |
| Net Debt | 2.7B | 1.9B | 1.8B | 1.6B | 1.5B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
223M
-52.4% YoY
Capital Expenditures
42M
-18.1% YoY
Free Cash Flow
181M
-58.2% YoY
Key ratios
Gross Margin
49.7%
Operating Margin
15.5%
Net Margin
9.1%
ROE
15.9%
Debt / Equity
1.14x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.