Financial Services
First Capital, Inc.(FCAP)
Live Price
Offline$63.00
-0.22% today
1Y Change
+57.77%
Window
Jun 25, 2025 โ Jun 24, 2026
- Market Cap
- $190.00M
- Revenue Growth
- +12.4%
- EPS Growth
- +37.0%
- Dividend Yield
- 2.2%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Capital, Inc. (FCAP) is a Financial Services stock with a market cap of $190.00M and listed on NASDAQ. The stock last traded around $63.00 and up 57.8% across the available one-year price window (Jun 25, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of +12.4%, EPS growth of +37.0%, a dividend yield of 2.2%. What stands out right now is revenue +12.4%, EPS +37.0%, free cash flow -7.8% with operating margin 31.8% and ROIC 11.9%. The dividend is present but secondary, with a yield around 2.2%. Valuation is more restrained than many high-expectation growth names at P/E 10.6 and price/sales 2.8. Stock Foundry combines FCAP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+12.4% vs +3.4% peer median
Operating Margin
Above sector median
+31.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 24, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +12.4% and EPS at +37.0%, with operating margin around 31.8%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.2%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +5.9% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 24, 2026 | โ | -0.4% | +1.5% | +1.0% |
2026 Jan 23, 2026 | โ | +2.1% | +15.8% | -1.7% |
2025 Oct 24, 2025 | โ | -2.0% | +0.3% | +10.4% |
Benchmark Edge
FCAP vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FCAP
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FCAP Max Drawdown
-32.96%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FCAP and SPY.
Company Overview
First Capital, Inc.
NASDAQ Capital Market
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
- Leadership
- Michael Chris Frederick
- IPO Date
- Jan 4, 1999
- Employees
- 173
- Street Address
- 220 Federal Drive, NW
- Mailing
- Corydon, IN, 47112
- Region
- Corydon, IN, US
- Reporting Currency
- USD
- Investor Line
- 812 738 2198
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.6
- EV/EBITDA
- 2.2
- Price/Sales
- 2.8
- Price/Book
- 1.3
Growth
- Revenue
- +12.4%
- EPS
- +37.0%
- Free Cash Flow
- -7.8%
Profitability
- Gross Margin
- 76.8%
- Operating Margin
- 31.8%
- Net Margin
- 26.0%
- ROE
- 13.6%
- ROIC
- 11.9%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- 0.35
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.