Financial Services
First BanCorp.(FBP)
Live Price
Offline$25.20
+1.08% today
1Y Change
+19.66%
Window
Jun 26, 2025 โ Jun 18, 2026
- Market Cap
- $3.78B
- Revenue Growth
- +5.3%
- EPS Growth
- +18.7%
- Dividend Yield
- 3.0%
Coverage: 246 bars ยท Jun 26, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First BanCorp. (FBP) is a Financial Services stock with a market cap of $3.78B and listed on NYSE. The stock last traded around $25.20 and up 19.7% across the available one-year price window (Jun 26, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +5.3%, EPS growth of +18.7%, a dividend yield of 3.0%. What stands out right now is revenue +5.3%, EPS +18.7%, free cash flow +10.1% with operating margin 34.6% and ROIC 1.9%. The dividend matters to the case here, with a current yield around 3.0%. Valuation is more restrained than many high-expectation growth names at P/E 10.6 and price/sales 3.0. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines FBP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+5.3% vs +3.4% peer median
Operating Margin
Above sector median
+34.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +5.3% and EPS at +18.7%, with operating margin around 34.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.7% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | โ | +2.8% | +0.7% | +1.9% |
2026 Jan 27, 2026 | +5.8% | -0.5% | +3.9% | +1.5% |
2025 Oct 23, 2025 | +4.8% | +1.9% | -2.5% | -1.2% |
Benchmark Edge
FBP vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FBP
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FBP Max Drawdown
-14.41%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FBP and SPY.
Company Overview
First BanCorp.
New York Stock Exchange
First BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides various financial services for retail, commercial, and institutional clients. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers commercial loans, including commercial real estate and construction loans and floor plan financings; and other products, such as cash management and business management services. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; acquisition and sale of mortgages in the secondary markets; and purchase of mortgage loans from other local banks and mortgage bankers. The Consumer (Retail) Banking segment provides auto, boat, credit card, and personal loans; lines of credit; deposit products comprising interest bearing and non-interest bearing checking and savings accounts, individual retirement accounts, and retail certificates of deposit (CDs); and finance leasing and insurance agency services. The Treasury and Investments segment offers funding and liquidity management services. The United States Operations segment provides checking, savings, and money market accounts, as well as retail CDs; traditional commercial and industrial, and commercial real estate loans; and internet banking, cash management, remote deposit capture, and automated clearing house, and transactions services. The Virgin Islands Operations segment is involved in consumer, commercial lending, and deposit-taking activities. The company operates 64 branches in Puerto Rico, 8 branches in the U.S. Virgin Islands and British Virgin Islands, and 11 branches in the state of Florida. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.
- Leadership
- Aurelio Aleman-Bermudez
- IPO Date
- Jan 13, 1987
- Employees
- 3.1k
- Street Address
- 1519 Ponce de Leon Ave.
- Mailing
- San Juan, PR, 00908-0146
- Region
- San Juan, PR, US
- Reporting Currency
- USD
- Investor Line
- 787 729 8200
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.6
- EV/EBITDA
- 8.0
- Price/Sales
- 3.0
- Price/Book
- 1.9
Growth
- Revenue
- +5.3%
- EPS
- +18.7%
- Free Cash Flow
- +10.1%
Profitability
- Gross Margin
- 73.8%
- Operating Margin
- 34.6%
- Net Margin
- 28.6%
- ROE
- 18.5%
- ROIC
- 1.9%
Balance Sheet
- Debt/Equity
- 0.15
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.