Financial Services
First Bancorp(FBNC)
Live Price
Offline$60.76
+0.78% today
1Y Change
+48.74%
Window
Jun 25, 2025 โ Jun 24, 2026
- Market Cap
- $2.45B
- Revenue Growth
- +2.3%
- EPS Growth
- +44.9%
- Dividend Yield
- 1.6%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Bancorp (FBNC) is a Financial Services stock with a market cap of $2.45B and listed on NASDAQ. The stock last traded around $60.76 and up 48.7% across the available one-year price window (Jun 25, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of +2.3%, EPS growth of +44.9%, a dividend yield of 1.6%. What stands out right now is revenue +2.3%, EPS +44.9%, free cash flow +15.5% with operating margin 28.1% and ROIC 4.5%. The dividend is present but secondary, with a yield around 1.6%. Valuation sits in the middle of the pack at P/E 20.1 and price/sales 4.4. Stock Foundry combines FBNC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+2.3% vs +3.4% peer median
Operating Margin
Above sector median
+28.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +2.3% and EPS at +44.9%, with operating margin around 28.1%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.6%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.2% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | โ | +3.0% | -0.5% | +2.5% |
2026 Jan 21, 2026 | +15.5% | +0.7% | -6.1% | +1.1% |
2025 Oct 22, 2025 | +19.1% | -1.9% | +0.1% | +1.3% |
Benchmark Edge
FBNC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FBNC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FBNC Max Drawdown
-16.62%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FBNC and SPY.
Company Overview
First Bancorp
NASDAQ Global Select
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and small to medium-sized businesses primarily in North Carolina and northeastern South Carolina. It accepts deposit products, such as checking, savings, and money market accounts, as well as time deposits, including certificate of deposits and individual retirement accounts. The company also offers loans for a range of consumer and commercial purposes comprising loans for business, real estate, personal, home improvement, and automobiles, as well as residential mortgages and small business administration loans; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, it provides credit and debit cards, letter of credits, and safe deposit box rental services, as well as electronic funds transfer services consisting of wire transfers; and internet and mobile banking, cash management, bank-by-phone services, and remote deposit capture services. Further, the company offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans, as well as property and casualty insurance products; and financial planning services. As of December 31, 2021, it operated 121 branches comprising 114 branch offices located in North Carolina and seven branches in South Carolina. First Bancorp was founded in 1934 and is headquartered in Southern Pines, North Carolina.
- Leadership
- Richard Hancock Moore
- IPO Date
- Apr 30, 1987
- Employees
- 1.3k
- Street Address
- 300 SW Broad Street
- Mailing
- Southern Pines, NC, 28387
- Region
- Southern Pines, NC, US
- Reporting Currency
- USD
- Investor Line
- 910 246 2500
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 20.1
- EV/EBITDA
- 14.7
- Price/Sales
- 4.4
- Price/Book
- 1.5
Growth
- Revenue
- +2.3%
- EPS
- +44.9%
- Free Cash Flow
- +15.5%
Profitability
- Gross Margin
- 71.3%
- Operating Margin
- 28.1%
- Net Margin
- 21.8%
- ROE
- 7.5%
- ROIC
- 4.5%
Balance Sheet
- Debt/Equity
- 0.04
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.