Financial Services
FirstRand Limited(FANDF)
Live Price
Offline$5.60
+0.00% today
1Y Change
+36.42%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $508.35B
- Revenue Growth
- -4.8%
- EPS Growth
- +10.0%
- Dividend Yield
- 5.6%
Coverage: 255 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
FirstRand Limited (FANDF) is a Financial Services stock with a market cap of $508.35B and listed on OTC. The stock last traded around $5.60 and up 36.4% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of -4.8%, EPS growth of +10.0%, a dividend yield of 5.6%. What stands out right now is revenue -4.8%, EPS +10.0%, free cash flow -76.2% with operating margin 21.5% and ROIC 1.7%. The dividend matters to the case here, with a current yield around 5.6%. Valuation is more restrained than many high-expectation growth names at P/E 11.1 and price/sales 1.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines FANDF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-4.8% vs +3.4% peer median
Operating Margin
Above sector median
+21.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report came in below the EPS bar
2026 was reported on Mar 5, 2026 with an EPS surprise of -1.9% and a revenue surprise of +74.2%.
The operating picture looks softer than before
Revenue is at -4.8% and EPS is at +10.0%, with operating margin around 21.5%.
The next real check-in already has a date
The next earnings event is scheduled for Sep 10, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +3.0% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Mar 5, 2026 | -1.9% | +0.0% | -5.2% | -16.6% |
2025 Sep 11, 2025 | โ | +0.0% | +10.1% | +10.1% |
2025 Mar 6, 2025 | +4.7% | +0.0% | +4.1% | +2.7% |
Benchmark Edge
FANDF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FANDF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FANDF Max Drawdown
-17.01%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FANDF and SPY.
Company Overview
FirstRand Limited
Other OTC
FirstRand Limited, together with its subsidiaries, provides banking, transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. The company offers deposit and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; card-acquiring services; and vehicle finance, installment credit and fleet management, and corporate and investment banking services. In addition, the company offers asset management, as well as vehicle-related insurance services. It serves retail, commercial, corporate, and public sector customers, as well as small business, agricultural, medium corporate, parastatal, and government entities. The company was incorporated in 1966 and is based in Sandton, South Africa.
- Leadership
- Mary Seemane Vilakazi
- IPO Date
- Sep 13, 2018
- Employees
- 49.8k
- Street Address
- 4 Merchant Place
- Mailing
- Sandton, 2196
- Region
- Sandton, ZA
- Reporting Currency
- USD
- Investor Line
- 27 11 282 1808
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.1
- EV/EBITDA
- 5.7
- Price/Sales
- 1.9
- Price/Book
- 2.3
Growth
- Revenue
- -4.8%
- EPS
- +10.0%
- Free Cash Flow
- -76.2%
Profitability
- Gross Margin
- 55.2%
- Operating Margin
- 21.5%
- Net Margin
- 17.0%
- ROE
- 20.0%
- ROIC
- 1.7%
Balance Sheet
- Debt/Equity
- 0.22
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.