Financial Services
Essent Group Ltd.(ESNT)
Live Price
Offline$58.45
-1.03% today
1Y Change
+2.18%
Window
Jun 26, 2025 โ Jun 25, 2026
- Market Cap
- $5.66B
- Revenue Growth
- -0.5%
- EPS Growth
- +0.7%
- Dividend Yield
- 2.1%
Coverage: 251 bars ยท Jun 26, 2025 โ Jun 25, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Essent Group Ltd. (ESNT) is a Financial Services stock with a market cap of $5.66B and listed on NYSE. The stock last traded around $58.45 and up 2.2% across the available one-year price window (Jun 26, 2025 โ Jun 25, 2026). Baseline metrics include revenue growth of -0.5%, EPS growth of +0.7%, a dividend yield of 2.1%. What stands out right now is revenue -0.5%, EPS +0.7%, free cash flow -0.7% with operating margin 64.1% and ROIC -335.3%. The dividend is present but secondary, with a yield around 2.1%. Valuation is more restrained than many high-expectation growth names at P/E 8.4 and price/sales 4.4. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines ESNT price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-0.5% vs +3.4% peer median
Operating Margin
Above sector median
+64.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 8, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -0.5% and EPS is at +0.7%, with operating margin around 64.1%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.5% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 8, 2026 | โ | -2.6% | -4.3% | -10.0% |
2026 Feb 13, 2026 | -8.1% | +1.3% | -3.7% | -5.7% |
2025 Nov 7, 2025 | -5.7% | +1.1% | +0.5% | +0.9% |
Benchmark Edge
ESNT vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
ESNT
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
ESNT Max Drawdown
-16.43%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for ESNT and SPY.
Company Overview
Essent Group Ltd.
New York Stock Exchange
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. The company was founded in 2008 and is based in Hamilton, Bermuda.
- Leadership
- Mark Anthony Casale
- IPO Date
- Oct 31, 2013
- Employees
- 555
- Street Address
- Clarendon House
- Mailing
- Hamilton, HM 11
- Region
- Hamilton, BM
- Reporting Currency
- USD
- Investor Line
- 441 297 9901
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.4
- EV/EBITDA
- 7.1
- Price/Sales
- 4.4
- Price/Book
- 1.0
Growth
- Revenue
- -0.5%
- EPS
- +0.7%
- Free Cash Flow
- -0.7%
Profitability
- Gross Margin
- 88.3%
- Operating Margin
- 64.1%
- Net Margin
- 53.9%
- ROE
- 12.1%
- ROIC
- -335.3%
Balance Sheet
- Debt/Equity
- 0.10
- Current Ratio
- 0.34
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.