Financial Services
Enova International, Inc.(ENVA)
Live Price
Offline$202.55
+2.66% today
Window Change
+25.50%
Window
May 6, 2026 โ Jun 24, 2026
- Market Cap
- $4.21B
- Revenue Growth
- +18.6%
- EPS Growth
- +57.6%
- Dividend Yield
- 0.0%
Historical coverage is still filling in
This 1Y daily history view is currently sparse. Use it as directional context while we continue backfilling more history.
Coverage: 34 bars ยท May 6, 2026 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Enova International, Inc. (ENVA) is a Financial Services stock with a market cap of $4.21B and listed on NYSE. The stock last traded around $202.55 and up 25.5% across the available one-year price window (May 6, 2026 โ Jun 24, 2026). Baseline metrics include revenue growth of +18.6%, EPS growth of +57.6%, a dividend yield of 0.0%. What stands out right now is revenue +18.6%, EPS +57.6%, free cash flow +18.5% with operating margin 23.7% and ROIC 215.1%. Valuation is more restrained than many high-expectation growth names at P/E 12.9 and price/sales 1.3. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines ENVA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+18.6% vs +3.4% peer median
Operating Margin
Above sector median
+23.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 5, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +18.6% and EPS at +57.6%, with operating margin around 23.7%.
Benchmark Edge
ENVA vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
ENVA
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Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
ENVA Max Drawdown
-9.94%
Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for ENVA and SPY.
Company Overview
Enova International, Inc.
New York Stock Exchange
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
- Leadership
- Steven E. Cunningham
- IPO Date
- Nov 13, 2014
- Employees
- 1.8k
- Street Address
- 175 West Jackson Boulevard
- Mailing
- Chicago, IL, 60604
- Region
- Chicago, IL, US
- Reporting Currency
- USD
- Investor Line
- 312 568 4200
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.9
- EV/EBITDA
- 13.9
- Price/Sales
- 1.3
- Price/Book
- 3.0
Growth
- Revenue
- +18.6%
- EPS
- +57.6%
- Free Cash Flow
- +18.5%
Profitability
- Gross Margin
- 64.0%
- Operating Margin
- 23.7%
- Net Margin
- 10.0%
- ROE
- 24.9%
- ROIC
- 215.1%
Balance Sheet
- Debt/Equity
- 3.47
- Current Ratio
- 0.23
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.