Financial Services
ENB Financial Corp(ENBP)
Live Price
Offline$28.00
+0.47% today
1Y Change
+64.71%
Window
Jun 26, 2025 โ Jun 24, 2026
- Market Cap
- $150.00M
- Revenue Growth
- -21.9%
- EPS Growth
- +40.2%
- Dividend Yield
- 2.8%
Coverage: 250 bars ยท Jun 26, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
ENB Financial Corp (ENBP) is a Financial Services stock with a market cap of $150.00M and listed on OTC. The stock last traded around $28.00 and up 64.7% across the available one-year price window (Jun 26, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of -21.9%, EPS growth of +40.2%, a dividend yield of 2.8%. What stands out right now is revenue -21.9%, EPS +40.2%, free cash flow +45.0% with operating margin 24.3% and ROIC 0.0%. The dividend matters to the case here, with a current yield around 2.8%. Valuation is more restrained than many high-expectation growth names at P/E 6.8 and price/sales 1.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines ENBP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-21.9% vs +3.4% peer median
Operating Margin
Above sector median
+24.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 15, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -21.9% and EPS is at +40.2%, with operating margin around 24.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.8%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.3% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 15, 2026 | โ | -0.6% | +0.0% | +2.8% |
2026 Mar 20, 2026 | โ | -2.0% | -2.3% | +0.0% |
2026 Jan 19, 2026 | โ | +0.2% | +3.2% | +8.1% |
Benchmark Edge
ENBP vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
ENBP
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
ENBP Max Drawdown
-8.06%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for ENBP and SPY.
Company Overview
ENB Financial Corp
Other OTC
ENB Financial Corp operates as the bank holding company for Ephrata National Bank that provides various financial services to individuals and small-to-medium-sized businesses in Pennsylvania, the United States. The company's deposit products include non-interest bearing and interest-bearing demand deposits, NOW accounts, money market deposit accounts, savings accounts, and time deposits. Its loan portfolio comprises secured and unsecured commercial, real estate, and consumer loans. The company also provides direct deposit and direct payments of funds through electronic funds transfer. In addition, it offers ATM, telephone banking, debit and credit card, safe deposit box, remote deposit capture, and trust and investment advisory services, as well as internet banking services, such as bill pay and wire transfer. As of January 19, 2022, the company operated through 12 full-service locations in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania. The company was founded in 1881 and is headquartered in Ephrata, Pennsylvania.
- Leadership
- Jeffrey S. Stauffer
- IPO Date
- Jul 19, 1994
- Employees
- 294
- Street Address
- 31 East Main Street
- Mailing
- Ephrata, PA, 17522-0457
- Region
- Ephrata, PA, US
- Reporting Currency
- USD
- Investor Line
- 717 733 4181
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 6.8
- EV/EBITDA
- 5.2
- Price/Sales
- 1.3
- Price/Book
- โ
Growth
- Revenue
- -21.9%
- EPS
- +40.2%
- Free Cash Flow
- +45.0%
Profitability
- Gross Margin
- 82.3%
- Operating Margin
- 24.3%
- Net Margin
- 19.5%
- ROE
- 18.8%
- ROIC
- 0.0%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.