Financial Services
E-L Financial Corporation Limited(ELFIF)
Live Price
Offline$12.07
+0.58% today
1Y Change
+5.46%
Window
Jun 25, 2025 โ Jun 15, 2026
- Market Cap
- $6.02B
- Revenue Growth
- -14.3%
- EPS Growth
- -99.2%
- Dividend Yield
- 7.0%
Coverage: 245 bars ยท Jun 25, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
E-L Financial Corporation Limited (ELFIF) is a Financial Services stock with a market cap of $6.02B and listed on OTC. The stock last traded around $12.07 and up 5.5% across the available one-year price window (Jun 25, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of -14.3%, EPS growth of -99.2%, a dividend yield of 7.0%. What stands out right now is revenue -14.3%, EPS -99.2%, free cash flow -15.8% with operating margin 64.6% and ROIC 4.6%. The dividend matters to the case here, with a current yield around 7.0%. Valuation is more restrained than many high-expectation growth names at P/E 4.8 and price/sales 2.4. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines ELFIF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-14.3% vs +3.4% peer median
Operating Margin
Above sector median
+64.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 6, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -14.3% and EPS is at -99.2%, with operating margin around 64.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 7.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.2% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 6, 2026 | โ | -0.1% | -3.3% | -4.9% |
2026 Mar 5, 2026 | โ | -0.8% | -1.8% | -2.7% |
2025 Nov 10, 2025 | โ | +0.0% | -1.4% | -2.4% |
Benchmark Edge
ELFIF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
ELFIF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
ELFIF Max Drawdown
-14.67%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for ELFIF and SPY.
Company Overview
E-L Financial Corporation Limited
Other OTC
E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through pooled funds, closed-end investment companies, and other investment companies. It also underwrites life and health insurance policies, wealth management products, group plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, mutual fund dealers, and employee benefit brokers and representatives. E-L Financial Corporation Limited was incorporated in 1968 and is headquartered in Toronto, Canada.
- Leadership
- Duncan Newton Rowell Jackman
- IPO Date
- Oct 15, 2010
- Employees
- 1.2k
- Street Address
- 165 University Avenue
- Mailing
- Toronto, ON, M5H 3B8
- Region
- Toronto, ON, CA
- Reporting Currency
- USD
- Investor Line
- 416 947 2578
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 4.8
- EV/EBITDA
- 3.6
- Price/Sales
- 2.4
- Price/Book
- 0.7
Growth
- Revenue
- -14.3%
- EPS
- -99.2%
- Free Cash Flow
- -15.8%
Profitability
- Gross Margin
- 69.5%
- Operating Margin
- 64.6%
- Net Margin
- 48.9%
- ROE
- 14.5%
- ROIC
- 4.6%
Balance Sheet
- Debt/Equity
- 0.07
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.