Financial Services
Encore Capital Group, Inc.(ECPG)
Live Price
Offline$83.05
+0.50% today
1Y Change
+111.98%
Window
Jun 25, 2025 โ Jun 15, 2026
- Market Cap
- $1.81B
- Revenue Growth
- +33.9%
- EPS Growth
- +289.5%
- Dividend Yield
- 0.0%
Coverage: 244 bars ยท Jun 25, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Encore Capital Group, Inc. (ECPG) is a Financial Services stock with a market cap of $1.81B and listed on NASDAQ. The stock last traded around $83.05 and up 112.0% across the available one-year price window (Jun 25, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +33.9%, EPS growth of +289.5%, a dividend yield of 0.0%. What stands out right now is revenue +33.9%, EPS +289.5%, free cash flow -0.2% with operating margin 35.4% and ROIC 9.0%. Valuation is more restrained than many high-expectation growth names at P/E 7.3 and price/sales 1.0. Stock Foundry combines ECPG price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+33.9% vs +3.4% peer median
Operating Margin
Above sector median
+35.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 6, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +33.9% and EPS at +289.5%, with operating margin around 35.4%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +10.6% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 6, 2026 | โ | -2.4% | -6.2% | -4.3% |
2026 Feb 25, 2026 | +53.2% | +8.1% | +24.6% | +19.7% |
2025 Nov 5, 2025 | +65.1% | +10.5% | +13.5% | +24.1% |
Benchmark Edge
ECPG vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
ECPG
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
ECPG Max Drawdown
-12.63%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for ECPG and SPY.
Company Overview
Encore Capital Group, Inc.
NASDAQ Global Select
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. The company was incorporated in 1999 and is headquartered in San Diego, California.
- Leadership
- Ashish Masih
- IPO Date
- Jul 9, 1999
- Employees
- 7.3k
- Street Address
- 350 Camino De La Reina
- Mailing
- San Diego, CA, 92108
- Region
- San Diego, CA, US
- Reporting Currency
- USD
- Investor Line
- 877 445 4581
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 7.3
- EV/EBITDA
- 8.9
- Price/Sales
- 1.0
- Price/Book
- 1.9
Growth
- Revenue
- +33.9%
- EPS
- +289.5%
- Free Cash Flow
- -0.2%
Profitability
- Gross Margin
- 74.1%
- Operating Margin
- 35.4%
- Net Margin
- 14.5%
- ROE
- 28.2%
- ROIC
- 9.0%
Balance Sheet
- Debt/Equity
- 4.23
- Current Ratio
- 595.09
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.