Financial Services
ECB Bancorp, Inc.(ECBK)
Live Price
Offline$20.01
-1.48% today
1Y Change
+37.04%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $160.00M
- Revenue Growth
- +16.5%
- EPS Growth
- +100.0%
- Dividend Yield
- 0.0%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
ECB Bancorp, Inc. (ECBK) is a Financial Services stock with a market cap of $160.00M and listed on NASDAQ. The stock last traded around $20.01 and up 37.0% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +16.5%, EPS growth of +100.0%, a dividend yield of 0.0%. What stands out right now is revenue +16.5%, EPS +100.0%, free cash flow +44.4% with operating margin 15.5% and ROIC 0.6%. Valuation is more restrained than many high-expectation growth names at P/E 15.2 and price/sales 1.9. Stock Foundry combines ECBK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+16.5% vs +3.4% peer median
Operating Margin
Above sector median
+15.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +16.5% and EPS at +100.0%, with operating margin around 15.5%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.2% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | +0.1% | -1.6% | +1.2% |
2026 Feb 5, 2026 | โ | +0.4% | -0.3% | -6.2% |
2025 Oct 22, 2025 | โ | +1.1% | -4.8% | +8.5% |
Benchmark Edge
ECBK vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
ECBK
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
ECBK Max Drawdown
-13.88%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for ECBK and SPY.
Company Overview
ECB Bancorp, Inc.
NASDAQ Capital Market
ECB Bancorp, Inc. focuses on operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, IRAs, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It also offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. It operates through two full-service banking offices located in Everett, Massachusetts and Lynnfield, Massachusetts. The company was founded in 1890 and is based in Everett, Massachusetts.
- Leadership
- Richard J. O'Neil Jr.
- IPO Date
- Jul 28, 2022
- Employees
- 64
- Street Address
- 419 Broadway
- Mailing
- Everett, MA, 02149
- Region
- Everett, MA, US
- Reporting Currency
- USD
- Investor Line
- 617 387 1110
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 15.2
- EV/EBITDA
- 31.8
- Price/Sales
- 1.9
- Price/Book
- 0.8
Growth
- Revenue
- +16.5%
- EPS
- +100.0%
- Free Cash Flow
- +44.4%
Profitability
- Gross Margin
- 41.6%
- Operating Margin
- 15.5%
- Net Margin
- 11.5%
- ROE
- 5.6%
- ROIC
- 0.6%
Balance Sheet
- Debt/Equity
- 1.48
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.