Financial Services
Eastern Bankshares, Inc.(EBC)
Live Price
Offline$20.75
+0.10% today
1Y Change
+41.37%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $4.74B
- Revenue Growth
- -1.4%
- EPS Growth
- -39.4%
- Dividend Yield
- 2.6%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Eastern Bankshares, Inc. (EBC) is a Financial Services stock with a market cap of $4.74B and listed on NASDAQ. The stock last traded around $20.75 and up 41.4% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of -1.4%, EPS growth of -39.4%, a dividend yield of 2.6%. What stands out right now is revenue -1.4%, EPS -39.4%, free cash flow +52.8% with operating margin 26.3% and ROIC 21.4%. The dividend matters to the case here, with a current yield around 2.6%. Valuation is more restrained than many high-expectation growth names at P/E 12.1 and price/sales 3.4. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines EBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-1.4% vs +3.4% peer median
Operating Margin
Above sector median
+26.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -1.4% and EPS is at -39.4%, with operating margin around 26.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.6%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.1% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | -3.0% | -1.4% | -3.2% |
2026 Jan 22, 2026 | +7.3% | -1.5% | +0.2% | +5.2% |
2025 Oct 23, 2025 | -6.9% | -3.8% | -5.2% | -5.0% |
Benchmark Edge
EBC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
EBC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
EBC Max Drawdown
-15.61%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for EBC and SPY.
Company Overview
Eastern Bankshares, Inc.
NASDAQ Global Select
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking products and services primarily to retail, commercial, and small business customers. It operates in two segments, Banking Business and Insurance Agency Business. The company provides interest-bearing and non interest-bearing checking deposits, money market deposits, savings deposits, and time certificates of deposits, as well as debit and credit cards. It also offers commercial and industrial loans, commercial real estate and construction loans, small business loans, residential real estate loans, home equity, and lines of credit, as well as other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company provides cash reserves, cash management, merchant, escrow express, government banking, international banking, interest on lawyers trust accounts, retirement planning, and business telephone banking services, as well as products and services for not-for-profit and healthcare. Further, it offers trust and investment products and services; community development and asset-based lending services; financial planning, portfolio management, wealth management, private banking, and fiduciary products; online, mobile, and telephone banking services; and automated lock box collection and account reconciliation services, as well as various insurance products. As of December 31, 2021, the company operated 105 branch offices in eastern Massachusetts and southern New Hampshire; and 23 non-branch offices in eastern Massachusetts, one office in New Hampshire, and one office in Rhode Island. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
- Leadership
- Denis K. Sheahan
- IPO Date
- Oct 15, 2020
- Employees
- 2.0k
- Street Address
- 265 Franklin Street
- Mailing
- Boston, MA, 02110
- Region
- Boston, MA, US
- Reporting Currency
- USD
- Investor Line
- 800 327 8376
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.1
- EV/EBITDA
- 13.0
- Price/Sales
- 3.4
- Price/Book
- 1.0
Growth
- Revenue
- -1.4%
- EPS
- -39.4%
- Free Cash Flow
- +52.8%
Profitability
- Gross Margin
- 73.5%
- Operating Margin
- 26.3%
- Net Margin
- 26.3%
- ROE
- 9.2%
- ROIC
- 21.4%
Balance Sheet
- Debt/Equity
- 0.17
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.