Financial Services
Ellington Credit Company(EARN)
Live Price
Offline$4.36
-0.68% today
1Y Change
-24.17%
Window
Jun 26, 2025 โ Jun 22, 2026
- Market Cap
- $180.00M
- Revenue Growth
- -16.0%
- EPS Growth
- -270.8%
- Dividend Yield
- 20.1%
Coverage: 247 bars ยท Jun 26, 2025 โ Jun 22, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Ellington Credit Company (EARN) is a Financial Services stock with a market cap of $180.00M and listed on NYSE. The stock last traded around $4.36 and down 24.2% across the available one-year price window (Jun 26, 2025 โ Jun 22, 2026). Baseline metrics include revenue growth of -16.0%, EPS growth of -270.8%, a dividend yield of 20.1%. What stands out right now is revenue -16.0%, EPS -270.8%, free cash flow 0.0% with operating margin -19.8% and ROIC -1.4%. The dividend matters to the case here, with a current yield around 20.1%. Valuation sits in the middle of the pack at price/sales 4.2. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines EARN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-16.0% vs +3.4% peer median
Operating Margin
Below sector median
-19.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 19, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -16.0% and EPS is at -270.8%, with operating margin around -19.8%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 20.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +3.6% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 19, 2026 | โ | +3.2% | +6.0% | -6.2% |
2026 Mar 4, 2026 | -12.5% | +2.3% | -3.1% | -5.0% |
2025 Nov 19, 2025 | +15.0% | +0.6% | +8.0% | +2.7% |
Benchmark Edge
EARN vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
EARN
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
EARN Max Drawdown
-28.26%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for EARN and SPY.
Company Overview
Ellington Credit Company
New York Stock Exchange
Ellington Residential Mortgage REIT, a real estate investment trust, specializes in acquiring, investing in, and managing residential mortgage-and real estate-related assets. It acquires and manages residential mortgage-backed securities (RMBS), including agency pools and agency collateralized mortgage obligations (CMOs); and non-agency RMBS comprising non-agency CMOs, such as investment grade and non-investment grade. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. Ellington Residential Mortgage REIT was incorporated in 2012 and is based in Old Greenwich, Connecticut.
- Leadership
- Laurence Eric Penn
- IPO Date
- May 1, 2013
- Employees
- 150
- Street Address
- 53 Forest Avenue
- Mailing
- Old Greenwich, CT, 06870
- Region
- Old Greenwich, CT, US
- Reporting Currency
- USD
- Investor Line
- 203 698 1200
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- โ
- Price/Sales
- 4.2
- Price/Book
- 0.8
Growth
- Revenue
- -16.0%
- EPS
- -270.8%
- Free Cash Flow
- 0.0%
Profitability
- Gross Margin
- 85.4%
- Operating Margin
- -19.8%
- Net Margin
- -33.9%
- ROE
- -6.6%
- ROIC
- -1.4%
Balance Sheet
- Debt/Equity
- 0.78
- Current Ratio
- 2.39
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.