Financial Services
Century Financial Corp.(CYFL)
Live Price
Offline$46.10
+0.20% today
1Y Change
+10.44%
Window
Jun 25, 2025 โ Jun 22, 2026
- Market Cap
- $310.00M
- Revenue Growth
- +1.9%
- EPS Growth
- +2.4%
- Dividend Yield
- 2.9%
Coverage: 248 bars ยท Jun 25, 2025 โ Jun 22, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Century Financial Corp. (CYFL) is a Financial Services stock with a market cap of $310.00M and listed on OTC. The stock last traded around $46.10 and up 10.4% across the available one-year price window (Jun 25, 2025 โ Jun 22, 2026). Baseline metrics include revenue growth of +1.9%, EPS growth of +2.4%, a dividend yield of 2.9%. What stands out right now is revenue +1.9%, EPS +2.4%, free cash flow -21.8% with operating margin 37.5% and ROIC 1.9%. The dividend matters to the case here, with a current yield around 2.9%. Valuation already assumes a fairly strong business story at P/E 8.7 and price/sales 10.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CYFL price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+1.9% vs +3.4% peer median
Operating Margin
Above sector median
+37.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 4, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +1.9% and EPS at +2.4%, with operating margin around 37.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.0% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 4, 2026 | โ | +0.0% | -0.0% | -3.1% |
2026 Feb 16, 2026 | โ | +2.0% | +2.0% | +0.8% |
2025 Oct 30, 2025 | โ | -1.1% | +1.0% | +4.2% |
Benchmark Edge
CYFL vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CYFL
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CYFL Max Drawdown
-7.81%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CYFL and SPY.
Company Overview
Century Financial Corp.
OTC
Century Financial Corporation is a regional financial holding company that provides a diversified range of banking services and products primarily through its principal subsidiary. The corporation is focused on meeting the financial needs of individuals, small to medium-sized businesses, and commercial sectors within its operating region. Century Financial Corporation offers traditional banking operations including savings and checking accounts, mortgage and consumer loans, and business financing solutions. Additionally, it provides wealth management services that include retirement planning, investment advisory, and trust management. Headquartered in a strategic location, Century Financial Corporation emphasizes community-oriented banking with a commitment to personalized customer service. In the financial market, it serves as an essential provider of financial stability and economic growth within its local communities, contributing to a competitive financial ecosystem.
- Leadership
- Mr. Eric H. Beckhusen
- Street Address
- 100 West Chicago Street
- Mailing
- Coldwater, MI, 49036
- Region
- Coldwater, MI, United States
- Last Updated
- May 10, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.7
- EV/EBITDA
- 25.8
- Price/Sales
- 10.3
- Price/Book
- 1.2
Growth
- Revenue
- +1.9%
- EPS
- +2.4%
- Free Cash Flow
- -21.8%
Profitability
- Gross Margin
- 84.9%
- Operating Margin
- 37.5%
- Net Margin
- 30.3%
- ROE
- 14.5%
- ROIC
- 1.9%
Balance Sheet
- Debt/Equity
- 0.08
- Current Ratio
- 329.69
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.