Income statement
USD
Annual
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 130M | 2M | 78M | 76M | 78M |
| Gross Profit | 130M | 2M | 78M | 76M | 78M |
| Operating Income | 35M | 35M | 19M | 10M | 24M |
| EBITDA | 72M | 38M | 22M | 14M | 27M |
| Net Income | 25M | 20M | 15M | 8M | 19M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$24.04
+4.98% today
1Y Change
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Window
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Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Codorus Valley Bancorp, Inc. (CVLY) is a Financial Services stock with a market cap of $232.28M. The stock last traded around $24.04. Baseline metrics include revenue growth of +7803.6%, EPS growth of +23.2%, a dividend yield of 2.8%. What stands out right now is revenue +7803.6%, EPS +23.2%, free cash flow -51.5% with operating margin 27.3% and ROIC 3.3%. The dividend matters to the case here, with a current yield around 2.8%. Valuation is more restrained than many high-expectation growth names at P/E 9.2 and price/sales 1.8. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CVLY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
CVLY
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
CVLY Max Drawdown
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Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Uses the longest available daily history for CVLY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$77.9M
+2.0% YoY
FY Net Income
$18.6M
+120.9% YoY
Free Cash Flow
$13.5M
+40.1% YoY
Revenue Growth
+7803.6%
EPS Growth
+23.2%
Gross Margin
100.0%
Net Margin
19.3%
Income statement
USD
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 130M | 2M | 78M | 76M | 78M |
| Gross Profit | 130M | 2M | 78M | 76M | 78M |
| Operating Income | 35M | 35M | 19M | 10M | 24M |
| EBITDA | 72M | 38M | 22M | 14M | 27M |
| Net Income | 25M | 20M | 15M | 8M | 19M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Cash & Equivalents | 34M | 120M | 545M | 336M | 132M |
| Total Assets | 2.2B | 2.2B | 2.4B | 2.2B | 1.9B |
| Total Liabilities | 2.0B | 2.0B | 65M | 88M | 1.7B |
| Shareholder Equity | 200M | 177M | 196M | 198M | 191M |
| Total Debt | 102M | 57M | 65M | 88M | 93M |
| Net Debt | 68M | -63M | -481M | -248M | -39M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
17M
+39.6% YoY
Capital Expenditures
3M
-37.5% YoY
Free Cash Flow
14M
+40.1% YoY
Key ratios
Gross Margin
100.0%
Operating Margin
27.3%
Net Margin
19.3%
ROE
13.3%
Debt / Equity
0.51x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.