Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 186M | 0 | 89M | 83M | 80M |
| Gross Profit | 0 | 0 | 0 | 83M | 80M |
| Operating Income | 0 | 0 | 35M | 39M | 38M |
| EBITDA | 0 | 0 | 68K | 49M | 39M |
| Net Income | 38M | 8M | 26M | 27M | 28M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$19.89
+2.26% today
1Y Change
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Window
No data
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Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Central Valley Community Bancorp (CVCY) is a Financial Services stock with a market cap of $235.33M. The stock last traded around $19.89. Baseline metrics include revenue growth of 0.0%, EPS growth of +346.7%, a dividend yield of 2.4%. What stands out right now is revenue 0.0%, EPS +346.7%, free cash flow +107.7% with operating margin 0.0% and ROIC 0.0%. The dividend is present but secondary, with a yield around 2.4%. Valuation is more restrained than many high-expectation growth names at P/E 9.2 and price/sales 1.2. Stock Foundry combines CVCY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
CVCY
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
CVCY Max Drawdown
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Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Uses the longest available daily history for CVCY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$80.4M
-3.5% YoY
FY Net Income
$28.4M
+6.6% YoY
Free Cash Flow
$41.8M
+75.4% YoY
Revenue Growth
+0.0%
EPS Growth
+346.7%
Gross Margin
0.0%
Net Margin
21.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 186M | 0 | 89M | 83M | 80M |
| Gross Profit | 0 | 0 | 0 | 83M | 80M |
| Operating Income | 0 | 0 | 35M | 39M | 38M |
| EBITDA | 0 | 0 | 68K | 49M | 39M |
| Net Income | 38M | 8M | 26M | 27M | 28M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 28M | 2K | 54M | 31M | 163M |
| Total Assets | 3.7B | 1.0B | 2.4B | 2.4B | 2.5B |
| Total Liabilities | 3.3B | -940M | 2.2B | 2.2B | 2.2B |
| Shareholder Equity | 410M | 2.0B | 207M | 175M | 248M |
| Total Debt | 0 | 0 | 159M | 116M | 39M |
| Net Debt | -28M | -2K | 105M | 84M | -124M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
43M
+77.1% YoY
Capital Expenditures
1M
-189.8% YoY
Free Cash Flow
42M
+75.4% YoY
Key ratios
Gross Margin
0.0%
Operating Margin
0.0%
Net Margin
21.9%
ROE
10.3%
Debt / Equity
0.00x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.