Financial Services
Cullman Bancorp Inc.(CULL)
Live Price
Offline$15.50
+0.00% today
1Y Change
+45.54%
Window
Jun 25, 2025 โ Jun 22, 2026
- Market Cap
- $80.00M
- Revenue Growth
- +6.6%
- EPS Growth
- +30.8%
- Dividend Yield
- 0.8%
Coverage: 248 bars ยท Jun 25, 2025 โ Jun 22, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Cullman Bancorp Inc. (CULL) is a Financial Services stock with a market cap of $80.00M and listed on OTC. The stock last traded around $15.50 and up 45.5% across the available one-year price window (Jun 25, 2025 โ Jun 22, 2026). Baseline metrics include revenue growth of +6.6%, EPS growth of +30.8%, a dividend yield of 0.8%. What stands out right now is revenue +6.6%, EPS +30.8%, free cash flow +131.2% with operating margin 19.2% and ROIC 0.8%. The dividend is present but secondary, with a yield around 0.8%. Valuation is more restrained than many high-expectation growth names at P/E 20.6 and price/sales 3.3. Stock Foundry combines CULL price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+6.6% vs +3.4% peer median
Operating Margin
Above sector median
+19.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Mar 25, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +6.6% and EPS at +30.8%, with operating margin around 19.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 0.8%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.6% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Mar 25, 2026 | โ | -1.7% | +0.1% | +5.7% |
2025 Oct 23, 2025 | โ | +0.0% | +1.0% | +2.2% |
2025 Aug 4, 2025 | โ | +0.0% | +0.6% | +1.7% |
Benchmark Edge
CULL vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CULL
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CULL Max Drawdown
-3.77%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CULL and SPY.
Company Overview
Cullman Bancorp Inc.
OTC
Cullman Bancorp Inc. is a financial services company primarily engaged in providing community banking services. Based in Alabama, Cullman Bancorp Inc. plays a significant role in local economies by offering a range of personal and commercial banking products. Its services include savings accounts, checking accounts, mortgage and personal loans, as well as business banking solutions, enabling both individuals and businesses to manage their financial needs effectively. Focused on ensuring accessibility and customer satisfaction, the company operates through a network of branches, serving its community by fostering economic growth and stability. Cullman Bancorp Inc.'s dedication to personalized service and community involvement underscores its importance in regional financial markets. As a local institution, it contributes to the vitality and development of the communities it serves, reflecting the broader role of community banks in the financial ecosystem.
- Leadership
- Mr. John A. Riley III
- Employees
- 57
- Street Address
- 316 Second Avenue S.W.
- Mailing
- Cullman, AL, 35055
- Region
- Cullman, AL, United States
- Last Updated
- May 8, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 20.6
- EV/EBITDA
- 27.4
- Price/Sales
- 3.3
- Price/Book
- 0.8
Growth
- Revenue
- +6.6%
- EPS
- +30.8%
- Free Cash Flow
- +131.2%
Profitability
- Gross Margin
- 50.8%
- Operating Margin
- 19.2%
- Net Margin
- 15.2%
- ROE
- 4.0%
- ROIC
- 0.8%
Balance Sheet
- Debt/Equity
- 0.58
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.