Financial Services
Community Trust Bancorp Inc(CTBI)
Live Price
Offline$68.35
+0.40% today
1Y Change
+34.38%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $1.20B
- Revenue Growth
- +8.9%
- EPS Growth
- +18.0%
- Dividend Yield
- 3.1%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Community Trust Bancorp Inc (CTBI) is a Financial Services stock with a market cap of $1.20B and listed on NASDAQ. The stock last traded around $68.35 and up 34.4% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +8.9%, EPS growth of +18.0%, a dividend yield of 3.1%. What stands out right now is revenue +8.9%, EPS +18.0%, free cash flow +0.3% with operating margin 32.3% and ROIC 1.5%. The dividend matters to the case here, with a current yield around 3.1%. Valuation is more restrained than many high-expectation growth names at P/E 11.5 and price/sales 2.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CTBI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+8.9% vs +3.4% peer median
Operating Margin
Above sector median
+32.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 15, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +8.9% and EPS at +18.0%, with operating margin around 32.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.2% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 15, 2026 | โ | -2.0% | -2.4% | -2.5% |
2026 Jan 21, 2026 | +5.6% | -3.1% | -7.4% | -3.8% |
2025 Oct 15, 2025 | -4.3% | -4.1% | +0.0% | +2.0% |
Benchmark Edge
CTBI vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CTBI
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CTBI Max Drawdown
-13.29%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CTBI and SPY.
Company Overview
Community Trust Bancorp Inc
NASDAQ
Community Trust Bancorp Inc. is a regional bank holding company that provides a broad range of banking products and financial services. Primarily operating in Kentucky, with additional branches in West Virginia and Tennessee, the company focuses on serving local communities with a personal touch. Its services include traditional deposit accounts, personal and commercial loans, wealth management, and investment services. By catering to both individual and business clients, Community Trust Bancorp addresses various financial needs, emphasizing community development and customer relationships. Known for its emphasis on community involvement, the institution supports local economies by providing loans to small businesses and participating in community projects. In the financial markets, Community Trust Bancorp Inc. serves as a stable, community-focused entity, often seen as a benchmark for smaller regional banks prioritizing localized growth and customer service.
- Leadership
- Mr. Mark A. Gooch
- Employees
- 974
- Street Address
- 346 North Mayo Trail, PO Box 2947
- Mailing
- Pikeville, KY, 41502
- Region
- Pikeville, KY, United States
- Last Updated
- May 8, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.5
- EV/EBITDA
- 10.7
- Price/Sales
- 2.9
- Price/Book
- 1.4
Growth
- Revenue
- +8.9%
- EPS
- +18.0%
- Free Cash Flow
- +0.3%
Profitability
- Gross Margin
- 67.9%
- Operating Margin
- 32.3%
- Net Margin
- 24.9%
- ROE
- 12.3%
- ROIC
- 1.5%
Balance Sheet
- Debt/Equity
- 0.44
- Current Ratio
- 0.31
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.