Financial Services
Central Pacific Financial Corp(CPF)
Live Price
Offline$35.85
+0.96% today
1Y Change
+35.82%
Window
Jun 25, 2025 โ Jun 23, 2026
- Market Cap
- $890.00M
- Revenue Growth
- +6.4%
- EPS Growth
- +46.7%
- Dividend Yield
- 3.3%
Coverage: 249 bars ยท Jun 25, 2025 โ Jun 23, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Central Pacific Financial Corp (CPF) is a Financial Services stock with a market cap of $890.00M and listed on NYSE. The stock last traded around $35.85 and up 35.8% across the available one-year price window (Jun 25, 2025 โ Jun 23, 2026). Baseline metrics include revenue growth of +6.4%, EPS growth of +46.7%, a dividend yield of 3.3%. What stands out right now is revenue +6.4%, EPS +46.7%, free cash flow +22.4% with operating margin 29.0% and ROIC 10.4%. The dividend matters to the case here, with a current yield around 3.3%. Valuation is more restrained than many high-expectation growth names at P/E 11.1 and price/sales 2.5. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CPF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+6.4% vs +3.4% peer median
Operating Margin
Above sector median
+29.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +6.4% and EPS at +46.7%, with operating margin around 29.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.3%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +3.2% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | โ | +1.2% | +0.3% | +2.6% |
2026 Jan 28, 2026 | +16.4% | -0.1% | +6.1% | +5.7% |
2025 Oct 29, 2025 | +1.4% | +2.6% | +3.1% | +6.8% |
Benchmark Edge
CPF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CPF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CPF Max Drawdown
-12.41%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CPF and SPY.
Company Overview
Central Pacific Financial Corp
NYSE
Central Pacific Financial Corp. is a prominent financial institution primarily operating in the banking sector. As a bank holding company headquartered in Honolulu, Hawaii, it primarily serves the Hawaiian Islands. The company's main subsidiary, Central Pacific Bank, provides a comprehensive range of financial services tailored to meet the needs of retail, commercial, and small business clients. With a network of branches spread across Hawaii, Central Pacific Financial Corp. plays a crucial role in supporting the local economy by offering products such as loans, deposits, and investment services. In addition to traditional banking, the institution is involved in wealth management and real estate lending, showcasing its diversified approach to financial services. This corporation is pivotal in contributing to the financial stability and growth of its regional market, reflecting a robust understanding of the local community's unique needs. Its longstanding presence and tailored service offerings underscore its importance as a financial linchpin within Hawaii's economy.
- Leadership
- Mr. Arnold D. Martines
- Employees
- 722
- Street Address
- 220 South King Street
- Mailing
- Honolulu, HI, 96813
- Region
- Honolulu, HI, United States
- Last Updated
- May 8, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.1
- EV/EBITDA
- 5.3
- Price/Sales
- 2.5
- Price/Book
- 1.5
Growth
- Revenue
- +6.4%
- EPS
- +46.7%
- Free Cash Flow
- +22.4%
Profitability
- Gross Margin
- 77.7%
- Operating Margin
- 29.0%
- Net Margin
- 22.2%
- ROE
- 13.7%
- ROIC
- 10.4%
Balance Sheet
- Debt/Equity
- 0.17
- Current Ratio
- 0.14
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.