Financial Services
Live Price
Offline$32.88
+0.34% today
1Y Change
+14.56%
Window
Jun 30, 2025 → Jun 26, 2026
Coverage: 249 bars · Jun 30, 2025 → Jun 26, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
ChoiceOne Financial Services Inc. (COFS) is a Financial Services stock with a market cap of $460.00M and listed on NASDAQ. The stock last traded around $32.88 and up 14.6% across the available one-year price window (Jun 30, 2025 → Jun 26, 2026). Baseline metrics include revenue growth of +38.7%, EPS growth of -38.2%, a dividend yield of 3.7%. What stands out right now is revenue +38.7%, EPS -38.2%, free cash flow -49.1% with operating margin 28.3% and ROIC 1.3%. The dividend matters to the case here, with a current yield around 3.7%. Valuation is more restrained than many high-expectation growth names at P/E 8.3 and price/sales 1.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines COFS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
Relative Read
COFS is 3.42 pts behind over the shared 1Y window.
COFS had 7.03 pts deeper max drawdown than SPY.
COFS beat SPY in 1 of 2 calendar years shown and trailed in 1.
COFS
+14.56%
Normalized return
SPY
+17.99%
S&P 500
Excess Return
-3.42 pts
Relative to SPY
COFS Max Drawdown
-16.16%
Trailing 1Y
SPY Max Drawdown
-9.13%
Trailing 1Y
Uses the longest available daily history for COFS and SPY.
| Year | COFS | SPY | Excess | Leader |
|---|---|---|---|---|
| 2026 | +13.50% | +6.71% | +6.79 pts | COFS |
| 2025 | +2.72% | +11.19% | -8.48 pts | SPY |
Powered by FMP stock_dividend. Includes historical ex-dates, pay dates, and payout amounts.
Dividend Yield
3.70%
Trailing 12M Payout
$0.86
Last Payout
| Ex-Date | Record | Pay | Dividend | Adj | Frequency |
|---|---|---|---|---|---|
| Mar 13, 2026 | Mar 13, 2026 | Mar 31, 2026 | $0.29 | $0.29 | Quarterly |
| Dec 15, 2025 | Dec 15, 2025 | Dec 31, 2025 | $0.29 | $0.29 | Quarterly |
| Sep 15, 2025 | Sep 15, 2025 | Sep 30, 2025 | $0.28 | $0.28 | Quarterly |
| Jun 13, 2025 | Jun 13, 2025 | Jun 30, 2025 | $0.28 | $0.28 | Quarterly |
| Mar 14, 2025 | Mar 14, 2025 | Mar 31, 2025 | $0.28 | $0.28 | Quarterly |
| Dec 13, 2024 | Dec 13, 2024 | Dec 31, 2024 | $0.28 | $0.28 | Quarterly |
| Sep 13, 2024 | Sep 13, 2024 | Sep 30, 2024 | $0.27 | $0.27 | Quarterly |
| Jun 14, 2024 | Jun 14, 2024 | Jun 28, 2024 | $0.27 | $0.27 | Quarterly |
| Mar 14, 2024 | Mar 15, 2024 | Mar 29, 2024 | $0.27 | $0.27 | Quarterly |
| Dec 14, 2023 | Dec 15, 2023 | Dec 29, 2023 | $0.27 | $0.27 | Quarterly |
| Sep 14, 2023 | Sep 15, 2023 | Sep 29, 2023 | $0.26 | $0.26 | Quarterly |
| Jun 14, 2023 | Jun 15, 2023 | Jun 30, 2023 | $0.26 | $0.26 | Quarterly |
| Mar 14, 2023 | Mar 15, 2023 | Mar 31, 2023 | $0.26 | $0.26 | Quarterly |
| Dec 14, 2022 | Dec 15, 2022 | Dec 30, 2022 | $0.26 | $0.26 | Quarterly |
| Sep 14, 2022 | Sep 15, 2022 | Sep 30, 2022 | $0.25 | $0.25 | Quarterly |
| Jun 14, 2022 | Jun 15, 2022 | Jun 30, 2022 | $0.25 | $0.25 | Quarterly |
| Mar 14, 2022 | Mar 15, 2022 | Mar 31, 2022 | $0.25 | $0.25 | Quarterly |
| Dec 14, 2021 | Dec 15, 2021 | Dec 31, 2021 | $0.25 | $0.25 | Quarterly |
| Sep 14, 2021 | Sep 15, 2021 | Sep 30, 2021 | $0.25 | $0.25 | Quarterly |
| Jun 14, 2021 | Jun 15, 2021 | Jun 30, 2021 | $0.22 | $0.22 | Quarterly |
| Mar 12, 2021 | Mar 15, 2021 | Mar 31, 2021 | $0.22 | $0.22 | Quarterly |
| Dec 14, 2020 | Dec 15, 2020 | Dec 31, 2020 | $0.22 | $0.22 | Quarterly |
| Sep 14, 2020 | Sep 15, 2020 | Sep 30, 2020 | $0.20 | $0.20 | Quarterly |
| Jun 12, 2020 | Jun 15, 2020 | Jun 30, 2020 | $0.20 | $0.20 | Quarterly |
| Mar 12, 2020 | Mar 13, 2020 | Mar 31, 2020 | $0.20 | $0.20 | Quarterly |
| Dec 12, 2019 | Dec 13, 2019 | Dec 31, 2019 | $0.20 | $0.20 | Quarterly |
| Sep 18, 2019 | Sep 19, 2019 | Sep 30, 2019 | $0.80 | $0.80 | Quarterly |
| Jun 13, 2019 | Jun 14, 2019 | Jun 28, 2019 | $0.20 | $0.20 | Quarterly |
| Mar 14, 2019 | Mar 15, 2019 | Mar 29, 2019 | $0.20 | $0.20 | Quarterly |
| Dec 13, 2018 | Dec 14, 2018 | Dec 31, 2018 | $0.18 | $0.18 | Quarterly |
| Sep 13, 2018 | Sep 14, 2018 | Sep 28, 2018 | $0.18 | $0.18 | Quarterly |
| Jun 14, 2018 | Jun 15, 2018 | Jun 29, 2018 | $0.18 | $0.18 | Quarterly |
| Mar 14, 2018 | Mar 15, 2018 | Mar 30, 2018 | $0.17 | $0.17 | Quarterly |
| Dec 14, 2017 | Dec 15, 2017 | Dec 29, 2017 | $0.16 | $0.16 | Quarterly |
| Sep 14, 2017 | Sep 15, 2017 | Sep 29, 2017 | $0.16 | $0.16 | Quarterly |
| Jun 13, 2017 | Jun 15, 2017 | Jun 30, 2017 | $0.16 | $0.16 | Quarterly |
| Mar 13, 2017 | Mar 15, 2017 | Mar 31, 2017 | $0.15 | $0.15 | Quarterly |
| Dec 13, 2016 | Dec 15, 2016 | Dec 30, 2016 | $0.15 | $0.15 | Quarterly |
| Sep 13, 2016 | Sep 15, 2016 | Sep 30, 2016 | $0.15 | $0.15 | Quarterly |
| Jun 13, 2016 | Jun 15, 2016 | Jun 30, 2016 | $0.15 | $0.15 | Quarterly |
Next Step
Dividend yield means more when it is matched with payout durability, earnings quality, and sector context.