Financial Services
Capital One Financial Corporation(COF)
Live Price
Offline$182.04
+2.48% today
1Y Change
-3.44%
Window
Jun 25, 2025 โ Jun 17, 2026
- Market Cap
- $117.42B
- Revenue Growth
- +28.4%
- EPS Growth
- -65.3%
- Dividend Yield
- 1.5%
Coverage: 246 bars ยท Jun 25, 2025 โ Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Capital One Financial Corporation (COF) is a Financial Services stock with a market cap of $117.42B and listed on NYSE. The stock last traded around $182.04 and down 3.4% across the available one-year price window (Jun 25, 2025 โ Jun 17, 2026). Baseline metrics include revenue growth of +28.4%, EPS growth of -65.3%, a dividend yield of 1.5%. What stands out right now is revenue +28.4%, EPS -65.3%, free cash flow +54.2% with operating margin 4.3% and ROIC 0.4%. The dividend is present but secondary, with a yield around 1.5%. Valuation already assumes a fairly strong business story at P/E 36.6 and price/sales 1.6. Overall, the current profile looks closer to a higher-growth but lower-margin setup than a generic broad-market placeholder. Stock Foundry combines COF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+28.4% vs +3.4% peer median
Operating Margin
Near sector median
+4.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 21, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +28.4% and EPS is at -65.3%, with operating margin around 4.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.5%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.3% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 21, 2026 | โ | -1.5% | -5.1% | -10.1% |
2026 Jan 22, 2026 | -6.8% | -7.6% | -6.7% | -11.3% |
2025 Oct 21, 2025 | +32.5% | +1.5% | +1.8% | -7.8% |
Benchmark Edge
COF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
COF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
COF Max Drawdown
-31.73%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for COF and SPY.
Company Overview
Capital One Financial Corporation
NYSE
Capital One Financial Corporation is a diversified financial services holding company headquartered in McLean, Virginia, founded in 1994. The company operates through three primary segments: Credit Card, Consumer Banking, and Commercial Banking. Capital One is a major issuer of credit cards and one of the largest auto finance companies in the United States, offering credit card lending, auto loans, personal loans, and deposit-gathering services. Through its recent acquisition of Discover Financial Services in 2025, the company expanded its financial services portfolio to include additional consumer lending and payment processing capabilities. The company serves individual consumers, small businesses, and commercial clients, providing a comprehensive range of banking and lending products designed to meet diverse financial needs across its core markets.
- Leadership
- Mr. Richard D. Fairbank
- Employees
- 77.1k
- Street Address
- 1680 Capital One Drive
- Mailing
- McLean, VA, 22102
- Region
- McLean, VA, United States
- Last Updated
- May 8, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 36.6
- EV/EBITDA
- 21.0
- Price/Sales
- 1.6
- Price/Book
- 1.1
Growth
- Revenue
- +28.4%
- EPS
- -65.3%
- Free Cash Flow
- +54.2%
Profitability
- Gross Margin
- 48.3%
- Operating Margin
- 4.3%
- Net Margin
- 4.3%
- ROE
- 2.9%
- ROIC
- 0.4%
Balance Sheet
- Debt/Equity
- 0.46
- Current Ratio
- 17.22
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.