Financial Services
CNFinance Holdings Ltd(CNF)
Live Price
Offline$3.10
+0.00% today
1Y Change
-47.27%
Window
Jun 25, 2025 โ Jun 24, 2026
- Market Cap
- $60.00M
- Revenue Growth
- -83.1%
- EPS Growth
- -12229.1%
- Dividend Yield
- 0.0%
Coverage: 250 bars ยท Jun 25, 2025 โ Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
CNFinance Holdings Ltd (CNF) is a Financial Services stock with a market cap of $60.00M and listed on NYSE. The stock last traded around $3.10 and down 47.3% across the available one-year price window (Jun 25, 2025 โ Jun 24, 2026). Baseline metrics include revenue growth of -83.1%, EPS growth of -12229.1%, a dividend yield of 0.0%. What stands out right now is revenue -83.1%, EPS -12229.1%, free cash flow -89.2% with operating margin 51.1% and ROIC 0.9%. Valuation is more restrained than many high-expectation growth names at price/sales 0.3. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines CNF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-83.1% vs +3.4% peer median
Operating Margin
Above sector median
+51.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report landed above expectations
Q1 2026 was reported on Feb 12, 2026 with an EPS surprise of +3.9%.
The operating picture looks softer than before
Revenue is at -83.1% and EPS is at -12229.1%, with operating margin around 51.1%.
The next real check-in already has a date
The next earnings event is scheduled for Aug 23, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +15.1% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
Q1 2026 Feb 12, 2026 | +3.9% | -0.5% | -1.1% | -15.0% |
Q4 2025 Nov 28, 2025 | -12.6% | +5.8% | +2.7% | +17.0% |
Q1 2024 Mar 28, 2024 | -75.0% | +10.9% | +43.6% | +27.3% |
Benchmark Edge
CNF vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CNF
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
CNF Max Drawdown
-70.73%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for CNF and SPY.
Company Overview
Cnfinance Holdings Ltd.
NYSE
Cnfinance Holdings Ltd. operates as a financial services provider in China, primarily focusing on offering home equity loan services to individuals. Its primary function is to serve micro and small-enterprise owners who possess properties but face challenges in accessing traditional financing channels. Cnfinance Holdings' distinctive approach aims to bridge the financing gap by utilizing property as collateral, offering tailored loan products that align with clients' financial needs. By tapping into China's dynamic real estate sector, the company supports the growth and financial stability of small businesses, reflecting broader economic trends and demands. The company's services are particularly significant in the context of China's evolving financial landscape, where regulatory changes and economic reforms continue to shape the availability and accessibility of credit. Cnfinance Holdings plays a vital role in enhancing financial inclusion, enabling borrowers to leverage their real estate assets effectively. This emphasis on collateralized lending meets the needs of a niche market, positioning the company as a pivotal entity within China's finance and real estate matrix. Its operations highlight the intersection of traditional asset utilization with modern lending solutions.
- Leadership
- Mr. Zhai Bin
- Employees
- 691
- Street Address
- South Finance Center, 22nd Floor No. 6 Wuheng Road Tianhe District
- Mailing
- Guangzhou, 510620
- Region
- Guangzhou, China
- Last Updated
- May 8, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- โ
- Price/Sales
- 0.3
- Price/Book
- 0.0
Growth
- Revenue
- -83.1%
- EPS
- -12229.1%
- Free Cash Flow
- -89.2%
Profitability
- Gross Margin
- 100.0%
- Operating Margin
- 51.1%
- Net Margin
- -346.5%
- ROE
- -1.1%
- ROIC
- 0.9%
Balance Sheet
- Debt/Equity
- 1.32
- Current Ratio
- 0.41
Ownership & Float
- Float
- 1.99M
- Short Interest
- 0.1%
- Insider Owned
- 0.7%
- Institutional Owned
- 17.9%
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.