Financial Services
Live Price
Offline$137.23
+0.00% today
1Y Change
+44.12%
Window
Jun 25, 2025 → Jun 24, 2026
Coverage: 250 bars · Jun 25, 2025 → Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Capitec Bank Holdings Ltd (CKHGY) is a Financial Services stock with a market cap of $498.05B and listed on OTC. The stock last traded around $137.23 and up 44.1% across the available one-year price window (Jun 25, 2025 → Jun 24, 2026). Baseline metrics include revenue growth of +39.2%, EPS growth of +22.7%, a dividend yield of 1.6%. What stands out right now is revenue +39.2%, EPS +22.7%, free cash flow -24.4% with operating margin 29.1% and ROIC 6.4%. The dividend is present but secondary, with a yield around 1.6%. Valuation sits in the middle of the pack at P/E 29.6 and price/sales 6.5. Stock Foundry combines CKHGY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CKHGY
—
Normalized return
SPY
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S&P 500
Excess Return
--
Relative to SPY
CKHGY Max Drawdown
-20.13%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for CKHGY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$1.9B
-19.9% YoY
FY Net Income
$269.9M
-53.0% YoY
Free Cash Flow
$921.1M
-6.7% YoY
Revenue Growth
+39.2%
EPS Growth
+22.7%
Gross Margin
74.8%
Net Margin
22.1%
Income statement
ZAR
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 44.1B | 27.3B | 2.5B | 2.4B | 1.9B |
| Gross Profit | 44.1B | 27.3B | 2.5B | 2.4B | 1.9B |
| Operating Income | 26.0B | 15.8B | 12.2B | 11.1B | 5.8B |
| EBITDA | 0 | 0 | 0 | 0 | 0 |
| Net Income | 13.7B | 10.6B | 581M | 574M | 270M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
ZAR
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 29.3B | 22.6B | 27.8B | 28.1B | 22.8B |
| Total Assets | 238.5B | 207.6B | 10.4B | 11.5B | 10.3B |
| Total Liabilities | 187.6B | 164.0B | 8.3B | 9.2B | 8.4B |
| Shareholder Equity | 50.9B | 43.5B | 2.1B | 2.3B | 2.0B |
| Total Debt | 0 | 5.4B | 258M | 290M | 265M |
| Net Debt | -29.3B | -22.6B | -27.5B | -27.8B | -22.5B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
972M
-7.1% YoY
Capital Expenditures
51M
+12.7% YoY
Free Cash Flow
921M
-6.7% YoY
Key ratios
Gross Margin
74.8%
Operating Margin
29.1%
Net Margin
22.1%
ROE
29.7%
Debt / Equity
0.06x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.